To keep your car after a Chapter 13 dismissal, you should first ensure that you are current on your car payments. If you have a car loan, you may need to negotiate with your lender to catch up on any missed payments or consider refinancing. Additionally, you could explore options like reaffirming the debt, allowing you to retain the vehicle while continuing to make payments. It's advisable to consult with a bankruptcy attorney to understand your specific situation and legal rights.
Yes, a voluntary dismissal of a Chapter 13 bankruptcy can be denied by the court. If the court determines that the dismissal would harm creditors or violate the principles of bankruptcy law, it may refuse the request. Additionally, if the debtor has previously dismissed a case or failed to comply with court orders, the court may also deny the dismissal. Ultimately, the decision rests with the judge overseeing the case.
After the entry of the dismissal, the Chapter 13 trusee will send you a final accounting of how much was paid to each creditor.
It can't be reversed, but if it is dismissed without prejudice, you can refile a chapter 13 six months from the dismissal date. The best option is to meet with the trustee to discuss the problems with the schedule that the person now has to see if it can be modified.
You can't. A valid entry for a dismissed chapter 13 bankruptcy will remain on a credit report for seven years from the date of dismissal.
If you wreck your car after filing for Chapter 13 bankruptcy you can file it on your insurance. You can then replace your car based on the bankruptcy order.
is it safe to file for voluntary dismissal of chapter 13 bankruptcy
Yes. If you voluntarily have a chapter 13 bankruptcy dismissed, your creditors will be notified of the dismissal.
Dismissal yes, Discharge, probably not.
You can get a Chapter 13 bankruptcy dismissal by asking your lawyer to ask the trustee for a dismissal. If you are having trouble making the payments, you can ask for you bankruptcy to be modified.
yes.
Two years after the date of the chapter 13 dismissal.
no
Yes.
if your chapter 13 gets dismissed can you buy a car
A Chapter 13 dismissal can be appealed. The US Bankruptcy Court can be appealed to. The process may take up to two years for resolution.
Seven (7) years from the date of dismissal.
There is paperwork to fill out and a judge has to approve the dismissal. You can submit it to the trustee or judge in charge of your bankruptcy. If you have an attorney, the attorney can do this for you.