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There is probably a reason why a loan cannot be obtained, first you need to clean your credit, put yourself on a budget a pay off some cards. You are to high a risk to seek more debt

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15y ago

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Did Personal Credit Services lenders loan you the amount you applied for?

I have not heard back from all of the lenders but so far two of the five lenders I applied for credit with did approve me for the personal loans I requested. Their services were worth the fee at least and there is a guarantee that if you don't receive the personal credit then they will refund your money. There is a policy that you have to apply to all of the lenders before they will issue you a credit but so far their service seems worth the fee. Let me know if you have any luck with the lenders you applied to - for now I would recommend them for credit.


Who will lend to people having low credit scores?

There are a number of specialty near-prime, sub-prime and "hard money" lenders that will lend to individuals having low credit scores. In most cases, the lender to choose depends specifically on what you are trying to get credit for. There are specialty auto lenders, mortgage lenders, personal loan lenders, etc. Please see the attached links for possible lenders.


Why do different lenders charge various rates for personal loans?

Different lenders provide loans for different credit risks. Also, some lenders are not for profit, such as credit unions. A 3rd reason is where the lender obtains the money to provide the loan? From borrowing in the capital markets or from depositors (usually lower costs.) Even a personal laon may be secured, which lessens the risk, and therefore the interest rate.


What are the best options for short term personal loans?

The best options for short term personal loans are typically online lenders, credit unions, and some banks. These lenders offer quick approval and funding, but it's important to compare interest rates and fees before choosing a loan.


What personal loan lenders can be used by someone with a bad credit history?

There are many loan lenders that can be used by someone with bad credit history. One that is most famous and that people know about would probably be Money Mutual.

Related Questions

Where can you learn how to consolidate lenders?

Many individuals seek help from credit counseling agencies to consolidate lenders, but sites like Marketwatch, CNN Money, Dave Ramsey and Bankrate all offer free financial advice.


Should I consolidate my high interest credit cards into a personal loan from my credit union?

A personal loan can be used to consolidate debt and repay multiple debts such as balance transfer credit cards to find the best option for you. It can also be expensive especially if some of your debts have a high interest rate. Personal loans can come from banks, credit unions or online lenders. affordabledebtconsolidation.


Did Personal Credit Services lenders loan you the amount you applied for?

I have not heard back from all of the lenders but so far two of the five lenders I applied for credit with did approve me for the personal loans I requested. Their services were worth the fee at least and there is a guarantee that if you don't receive the personal credit then they will refund your money. There is a policy that you have to apply to all of the lenders before they will issue you a credit but so far their service seems worth the fee. Let me know if you have any luck with the lenders you applied to - for now I would recommend them for credit.


How can you consolidate your student loans when your lender refuses?

When you have asked your lender to consolidate your student loans and they refuse, you can look for a company that will work as a liasion between you and a prospective new lender. Due to investors not investing in student loans the majority of lenders have stopped consolidating federal loans. Student Loan Gal at www.defaultms.com


Who will lend to people having low credit scores?

There are a number of specialty near-prime, sub-prime and "hard money" lenders that will lend to individuals having low credit scores. In most cases, the lender to choose depends specifically on what you are trying to get credit for. There are specialty auto lenders, mortgage lenders, personal loan lenders, etc. Please see the attached links for possible lenders.


What are the difficulties in taking personal loan?

Difficulties in taking personal loans? Some lenders require their borrowers to make $1,000 or more every 30 days.


Why do different lenders charge various rates for personal loans?

Different lenders provide loans for different credit risks. Also, some lenders are not for profit, such as credit unions. A 3rd reason is where the lender obtains the money to provide the loan? From borrowing in the capital markets or from depositors (usually lower costs.) Even a personal laon may be secured, which lessens the risk, and therefore the interest rate.


What are the best options for short term personal loans?

The best options for short term personal loans are typically online lenders, credit unions, and some banks. These lenders offer quick approval and funding, but it's important to compare interest rates and fees before choosing a loan.


Is it possible to reconcolidate defaulted student loans?

In the US,it is certainly possible to consolidate your delinquent or defaulted student loans. Most lenders will not accept them, but a few will. If you need assistance with the consolidation of your loans, click on the link at the bottom of this text box.


What personal loan lenders can be used by someone with a bad credit history?

There are many loan lenders that can be used by someone with bad credit history. One that is most famous and that people know about would probably be Money Mutual.


Where can I get a personal loan with a cosigner?

You can get a personal loan with a cosigner from banks, credit unions, and online lenders. The cosigner's good credit can help you qualify for a loan and potentially get better terms.


Are there any lenders who deal specifically with bad credit candidates?

yes, there are several companies that lend money to those with bad credit ratings. They usually have higher interest rates then a regular loan company, and are willing to consolidate all of your debt.