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Stores like Macy's or Target are a good place to start. Wait until you have something big to buy like a TV or a bed and apply for credit at the store. The stores incentive to approve your credit is that you are buying their product and they usually offer a 5-20% discount for signing up. Be sure to have the money in cash so you pay the balance off right away because these stores will murder you with interest otherwise (that's how they get ya). Even better, use you family or friends money. Have them give you the cash and go to the store and do the same thing but instead you pay the bill of with their money and now you have established credit. Keep the card open but don't charge anything to it and you'll be on your way to establishing credit history. The other thing you can do is apply for a secured credit card. You give the bank $500 or so and they give you a credit card with a limit of $500. That way if you don't pay your bill they already got yo money! I recommend the first idea though.
What else can I help you with?
How can I open a new credit card?
To open a new credit card, you can apply online or in person at a bank or credit card company. You will need to provide personal information such as your name, address, income, and social security number. The credit card company will review your application and decide whether to approve you based on your credit history and financial situation. If approved, you will receive your new credit card in the mail.
How do you get a credit card with no credit history?
There are available credit card companies that offer a chance for people to have credit cards even though they don't have a credit card history. Even people who have a bad credit card history can still be a candidate for the application. Though it will be harder for one to get his/her application granted.
How do you get credit card with bad credit?
If you have a bad credit history, you can still avail of credit card applications. It depends on the company. Sometimes, you have to fix your credit card history before you can apply for a new one.
What are the best options for obtaining a credit card with no credit history?
The best options for obtaining a credit card with no credit history are secured credit cards, student credit cards, and becoming an authorized user on someone else's credit card.
How can you get a credit card with bad credit?
First thing that you have to do is to repair your credit card history. Look for the things that can be fixed. Next thing is to review your current status. There are certain qualifications that credit card companies are requiring for people to have a bad credit card history to have a new credit card.
How can I open a new credit card?
To open a new credit card, you can apply online or in person at a bank or credit card company. You will need to provide personal information such as your name, address, income, and social security number. The credit card company will review your application and decide whether to approve you based on your credit history and financial situation. If approved, you will receive your new credit card in the mail.
How do you get a credit card with no credit history?
There are available credit card companies that offer a chance for people to have credit cards even though they don't have a credit card history. Even people who have a bad credit card history can still be a candidate for the application. Though it will be harder for one to get his/her application granted.
How do you get credit card with bad credit?
If you have a bad credit history, you can still avail of credit card applications. It depends on the company. Sometimes, you have to fix your credit card history before you can apply for a new one.
What are the best options for obtaining a credit card with no credit history?
The best options for obtaining a credit card with no credit history are secured credit cards, student credit cards, and becoming an authorized user on someone else's credit card.
How can you get a credit card with bad credit?
First thing that you have to do is to repair your credit card history. Look for the things that can be fixed. Next thing is to review your current status. There are certain qualifications that credit card companies are requiring for people to have a bad credit card history to have a new credit card.
How do credit cards affect an individual's credit history?
Credit cards impact several parts of your credit history. Pay on-time and you improve your payment history. Keep your balance low, and you improve your utilization rate. Keep you card open and active for a long time, you increase your length of history.
What credit cards are available for someone with no credit history?
Most credit card companies will offer a credit card for someone with no credit history. A few of them are capital one, any prepaid credit card and most banks. If you have no credit history the best way to go would be to go thru your bank.
What would be the reason to obtain a no credit history credit card?
A person may wish to obtain a no credit history credit card if they have experienced financially difficulties in the past and therefore are concerned that they may have a poor credit history.
How do you get to be a card holder?
To get a debit card, you simply open an account at a bank and they issue you the card. As for credit cards, you gave to apply to get one, and you may or may not be approved, depending on your credit history. If you are turned down for a credit card, you can either have someone co-sign with you, or you can start building credit by getting a store credit card (such as Sears), and re-apply one you've built up some credit.
What is the best credit card option for someone with no credit history?
For someone with no credit history, a secured credit card is often the best option. This type of card requires a security deposit, which serves as collateral and helps establish a credit history. It can be a good way to start building credit responsibly.
I need to get my first loan, what can I do to to help build credit history?
Building a credit history requires taking out credit to get a history going. Open a no-annual-fee credit card and make sure to charge to it every month. Also, make sure to pay it off in full each month to build a positive credit history.
Do I qualify for a Home Depot Credit Card?
You can qualify for a home depot credit card it really depends on your credit card and your credit history which they will run before they give you the card
