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Your creditor and the credit bureau are the only ones that can remove late payments. Try contacting your creditor and see if they will do it under goodwill, they sometimes will. You can also dispute it to the credit bureaus and see if they will remove it that way.

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15y ago

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Is there any way to remove 4-year old late payments from your credit report?

AnswerLate payments can only be removed by the creditor who placed them on there or the credit bureau reporting them. You can contact the creditor and based on goodwill or negotiated a payment, they will sometimes remove the late payments. You can ask for verification from the credit bureaus on them and if they aren't verified with in 30 days, they must be removed from your credit report.


Do credit card companies report cash payments?

No, credit card companies do not typically report cash payments.


Do credit card companies report cash payments to the IRS?

No, credit card companies do not report cash payments to the IRS.


How can you increase your credit score do to late payments?

Yes, you can increase your credit score by removing late payments from your credit report. You can either contact the creditor that placed the late payments and ask on good faith to have them removed. Some creditors will remove them if it is a one time occurrence, but most won't. You can also dispute the late payments to the credit bureaus. Depending on how old the are and how severe, they can come off your credit report. This will most likely remove the whole account thought, but 1 late payments is worse than all the good credit you can get from a good payment history.


How can I remove debt from my credit report?

To remove debt from your credit report, you can start by paying off the debt in full or negotiating a settlement with the creditor. You can also dispute any inaccuracies on your credit report with the credit bureaus. It's important to stay organized and keep track of all communication and payments related to the debt removal process.


How do you add if you can your apartment rent payments to your credit score?

Your landlord would have to report payments to the credit bureau.


Does Verizon report late payments to credit report agencies?

yes


How do you remove late payments?

Answeryou dont. after seven years, since last activity, the cr. companies will automatically remove the creditor and associated account number. keep in mind that after 6 to 9 mos of no activity on the credit account that creditor will not be part of your credit score but the late payments will still be seen by credit granters.You can remove late payments from your credit report by disputing them to the credit bureaus. Under the Fair Credit Reporting Act, every consumer can dispute any item on their credit report that they believe to erroneous or inaccurate. You may also try and contact your creditors, they have the ability to remove your late payments, but usually won't unless you have a good payment history or will pay off the debt.


Can a collection agency remove debt from my credit report?

No, a collection agency cannot remove debt from your credit report. Only the credit bureaus or the original creditor can remove the debt from your credit report.


Do credit card companies report cash payments to credit bureaus?

No, credit card companies do not typically report cash payments to credit bureaus. Only credit card transactions and payment history are typically reported to credit bureaus.


Which of these is not included in a credit card report?

Utility payments


Can collection agencies remove items from your credit report?

No, collection agencies cannot remove items from your credit report. Only the credit bureaus or the original creditor can remove negative items from your credit report.