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You cant.

You cannot refinance a property for more than it is worth.

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16y ago

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Mortgage in your name deed in both your names - not married - you wish to sell - Do you need the other deedholder to agree?

State laws govern the way real property is titled. When it concerns unmarried persons the propety is titled either Joint Tenancy or Tenants In Common. Joint Tenancy means the parties own equal and undivided interest and both have to agree on any sale or title transfer. Tenancy In Common generally will allow one party to sell their interest w/o the consent of the other owner(s). Concerning private residences, this is rather pointless. It is unlikely that anyone would care to buy half of a house. Usually one of the involved person's buys out the other person's interest.


What are the disadvantages to the seller when they are carrying the financing for a house?

If the seller has a mortgage on the subject property and the person who is buying it from him does not make the monthly payment, the seller is obligated to pay. The seller is holding all of the risk under his credit profile while hoping that the other party will pay. The seller risks the other party destroying the property. If the other party doesnt pay, seller will have to attempt to sell his propety again and may have to update or do repairs to make it attractive.


Can past creditors call and harass you about an account that's been charged off for nearly ten years?

Not knowing what type of account you are referring to, it is difficult to say. If it is a judgment, that would depend on what was defaulted on, (real propety, etc). If it is a CC, then I would think the SOL has expired. You should ask for written confirmation of the debt, the amount, the creditor, etc. There is no statute of limitations on how long a debt can be collected. If you never paid the collection account, you still owe the debt. Creditors and collection agencies can attempt to collect from you indefinitely. There is a statute of limitations established by the Fair Credit Reporting Act which sets how long derogatory information (like collection accounts) can show on your credit report. There are exceptions to this statute. State laws also establish statute of limitations on how long you can be sued over a bad debt.


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Mortgage in your name deed in both your names - not married - you wish to sell - Do you need the other deedholder to agree?

State laws govern the way real property is titled. When it concerns unmarried persons the propety is titled either Joint Tenancy or Tenants In Common. Joint Tenancy means the parties own equal and undivided interest and both have to agree on any sale or title transfer. Tenancy In Common generally will allow one party to sell their interest w/o the consent of the other owner(s). Concerning private residences, this is rather pointless. It is unlikely that anyone would care to buy half of a house. Usually one of the involved person's buys out the other person's interest.


Will the council offer you money for you property so you can end the tenancy to have a deposit for a mortgage if you are a council tenant?

if we were a council we must look after propety and money ourself and nobody can help us!!!!!!!!!!!!!!!! that is what we call a council school important people. and plus you must have your own room in the school,and a meeting room you will be look as a teacher in your schoolif we were a council we must look after propety and money ourself and nobody can help us!!!!!!!!!!!!!!!! that is what we call a council school important people. and plus you must have your own room in the school,and a meeting room you will be look as a teacher in your schoolif we were a council we must look after propety and money ourself and nobody can help us!!!!!!!!!!!!!!!! that is what we call a council school important people. and plus you must have your own room in the school,and a meeting room you will be look as a teacher in your school