You will need to call the company that is doing the wage garnishments, and they can give you the information that is need to start the process. You will also need to talk to an attorney who can help you stop as you may have to file papers with the judge.
It depends on the state that you live in. Google "your state wage garnishments" and this should list your state and it will go into detail what can happen. Thank God I live in TEXAS...where they prohibit wage garnishments!!
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The number of wage garnishments you can have at one time varies by state and the type of debt. Generally, federal law allows for multiple garnishments, but the total amount garnished from your wages cannot exceed 25% of your disposable income. Some states have stricter limits, so it's important to check local regulations. Additionally, certain types of debts, like child support or taxes, may have priority over others.
Work out some sort of agreement very quickly with the other party. If you can't do that then perhaps your only option is to file bankruptcy very quickly. Filing bankruptcy legally puts a stop of wage garnishments. Filing bankruptcy stops all of your creditors' collection activities which is why it is often used as a weapon to avoid judgments.
Check out BCSAlliance.com, they have a great guide on how to stop wage garnishment. Yahoo answers has a good thread on stopping wage garnishment. That should point you in the right direction.
Some people have fought for this cause. However, wage garnishments are still legal in many states.
Pennsylvania does not permit wage garnishments from credit cards or loans.
The state does not allow simultaneous wage garnishment. One garnishment action by a creditor must be completed before another can be instated. Note: Garnishments for tax arrearages and/or child support are not "true" garnishments and they can be active in conjuction with a creditor wage garnishment.
Bankruptcy can actually stop wage garnishments. If you can provide proof of financial hardship, wages won't be garnished during the bankruptcy.
It depends on the state that you live in. Google "your state wage garnishments" and this should list your state and it will go into detail what can happen. Thank God I live in TEXAS...where they prohibit wage garnishments!!
No. Garnishments are just payment of a debt that you owe and haven't paid. This is not a deductible item.
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There are many places that provide information on wage garnishments, those would be law or attorney offices. You should find the nearest law office in your region and ask for further details there.
It is not up to your employer. Wage garnishment is a matter of law, not preference. Most all employers are required by law to comply with a wage garnishment. At the present 4 US States- North Carolina,South Carolina,Texas and Pennsylvania do not allow wage garnishments at all except for debts related to taxes, child support, federally guaranteed student loans, and court-ordered fines or restitution... There are also several other types of employers that are not required to comply with wage garnishments at all whatsoever,even when those wage garnishments are ordered by a court....here are but a few of those> An employer that pays you totally in cash and requires you (the employee) to pay all the Federal,State and Local taxes each quarter yourself....is exzempt from complying with wage garnishments.. An employer that classifies you as a sub-contractor that is solely responsible for your own taxes,insurance,licensing ect is exzempt from complying with wage garnishments. An empolyer that pays waiters/waitresses the required $2.13 per hour in which the employees cash tips make up 75% of the employees pay are not required to comply with wage garnishments.. An employer that hires an employee on a temporary basis of 30 days or less is exzempt from complying with wage garnishments..
Depends on the state you live in. Most states allow wage garnishments.
Wage garnishments for creditor debt must run consecutively (one at a time), they cannot run concurrently. The exceptions are child support garnishments and tax arrearage garnishments can be active at the same time a creditor garnishment is in affect.
You can find information on child support wage garnishments in Illinois at http://www.illinoisprobono.org/index.cfm?fuseaction=home.dsp_Content&contentID=2746. This site is geared towards attorneys and has a wealth of Illinois legal information.