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How do companies that offer credit card debt relief decide which of my brother's debts they would negotiate?
They would negotiate with your brother on how much he is willing to pay on his credit cards. First they will ask him how much is his take home pay. Then they will ask him how much he pays for electricity, water, garbage, rent/mortgage.
Now is the fun part. They will ask him the credit card name, the interest rate on those cards and how much is the minimum. From that point, they will determine how much he has to give to the debt relief company. Some are scams, so ask them if they are a non-profit, willing to work with all creditors and have financial education to not get into debt again
What else can I help you with?
What are some trustworthy bad credit mortgage companies?
Some trustworthy bad credit mortgage companies are First America and US Bank. They will provide you with reasonable rates on your mortgage when you decide to buy.
How does one get out of owing money to credit card companies?
To get out of owing money to credit card companies one can declare themselves bankrupt. To do this one must apply and bankruptcy court will decide and if successful one's debts are wiped. There are however a number of penalties so it is not something one should seek if possible.
How does credit manager treat and decide a dummy credit application?
Kill it
How credit manager treat and decide a dummy credit application?
Kill it
How does a credit manager treat and decide a dummy credit application?
Kill it
What are some trustworthy bad credit mortgage companies?
Some trustworthy bad credit mortgage companies are First America and US Bank. They will provide you with reasonable rates on your mortgage when you decide to buy.
Is it legal for cable or phone companies to obtain a credit report and use it to decide whether to service a new customer?
Normally they do not do this, however it is legal. It is legal and customary for utility companies to pull credit in response to a request for service. Many utility companies also report delinquencies on the bureaus. PECO (Pennsylvania Electric Company) is a specific example). The use of credit reports and credit scores is widespread and is a motivating factor for consumers to educate themselves and manage debt wisely. Some other examples of when credit is pulled are; by insurance companies, for employment purposes, by rental companies and by banks for savings and checking accounts.
What does one do if a car insurance company doesn't give one their credit check?
Some car insurance companies do not do credit checks. And not receiving a credit check won't do anything bad. In fact, if one has bad credit or no credit and the insurance company does decide to do a credit check, that person might end up paying a larger rate.
How does one get out of owing money to credit card companies?
To get out of owing money to credit card companies one can declare themselves bankrupt. To do this one must apply and bankruptcy court will decide and if successful one's debts are wiped. There are however a number of penalties so it is not something one should seek if possible.
How does credit manager treat and decide a dummy credit application?
Kill it
How credit manager treat and decide a dummy credit application?
Kill it
How does a credit manager treat and decide a dummy credit application?
Kill it
What to Consider When Applying for a Credit Card?
There are several things to consider when applying for a credit card. Different credit card companies have different rules and regulations. Be sure to check out several credit card companies before you decide which one you want. Things you should look for: Low interest rate; No annual fee; Grace period; Theft protection. A credit card can be convenient, but if used unwisely, it can create more problems than it solves. The wisest thing to do is to pay it off every month. This will build your credit and establish you as a responsible credit card user.
What companies provide debt settlement assistance?
All debt settlement companies are rip offs and ruin you're credit even more. Check out the bbb before you decide on one and make sure they are legitimate before you spend you're money.
What is needed in order to sign up for credit counseling services?
What is needed in regards to signing up for credit counseling services will depend on which credit counseling company you decide to go with. Each company will have their own specific requirements, although there are some standards that almost all companies will ask for. The first thing you
How did the wright brothers decide who was the first to fly?
toss
How can you find the best 0 interest balance transfer credit cards?
One will find information on 0% interest balance transfer credit cards offered at sources like Money Saving Expert or Nerd Wallet to prove very useful. They compare different credit card companies for customers to decide what credit card meets their specific needs or criteria.
