How do you avoid paying a interest rate on a credit card?

Answer 1

To avoid paying interest on a credit card, always pay your balance in full by the due date each month. This ensures you take advantage of the grace period typically offered by credit card companies, which allows you to avoid interest on new purchases. Additionally, consider using a credit card with a 0% introductory APR offer if you need to make larger purchases, but be sure to pay it off before the promotional period ends. Lastly, keep track of your spending to stay within your budget and avoid carrying a balance.