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How do you correct your credit report if you have paid off all your debts about 6 months ago but some are still marked as unpaid?
Dispute! Write a dispute letter to the CRA's. Then they have to investigate within 30 days. OR, join the 30 day credit check programs they have on line (I did)and then you can call them and instigate a dispute. It has to be one of the three, though(Equifax, Experian,Trans Union). The offshoots can't help you with personal credit problems. I'm speaking from personal experience. After the 30 days, cancel. Good luck!
What else can I help you with?
Has the credit reporting agency mistakenly reported you as deceased on your credit report?
If a credit reporting agency has mistakenly marked you as deceased on your credit report, you should contact them immediately to correct the error.
Why does my credit report say that I am deceased?
Your credit report may mistakenly say that you are deceased due to an error in the reporting system. This can happen if someone with a similar name or social security number is incorrectly marked as deceased. It's important to contact the credit reporting agencies to correct this mistake and ensure your credit report accurately reflects your status as alive.
Is it correct for the loan amount of a foreclosed property to appear on a credit report?
what ever the balance was at the time of foreclosure will report on your credit report
How often are you entitled to a free credit report?
You are entitled to a free copy of your credit report once a year. But you may also receive your credit report for free if you were denied credit or employment within the last 2 months.
Where can one download a mortgage credit report?
One can visit the AnnualCreditReport website to download a free credit report. On this website one can get a credit report from the three major credit bureaus once every 12 months.
Has the credit reporting agency mistakenly reported you as deceased on your credit report?
If a credit reporting agency has mistakenly marked you as deceased on your credit report, you should contact them immediately to correct the error.
Why does my credit report say that I am deceased?
Your credit report may mistakenly say that you are deceased due to an error in the reporting system. This can happen if someone with a similar name or social security number is incorrectly marked as deceased. It's important to contact the credit reporting agencies to correct this mistake and ensure your credit report accurately reflects your status as alive.
How many years of credit reports requests are included on a credit report?
Generally, only the last twelve (12) months of credit report requests are included on a credit report.
Is it correct for the loan amount of a foreclosed property to appear on a credit report?
what ever the balance was at the time of foreclosure will report on your credit report
Is it true you are responsible for correcting any errors on your credit report?
Yes, if there is an incorrect information in your credit report, you have the right to dispute it and if proven correct, the credit bureau will not report it again.
How often are you entitled to a free credit report?
You are entitled to a free copy of your credit report once a year. But you may also receive your credit report for free if you were denied credit or employment within the last 2 months.
Where can one download a mortgage credit report?
One can visit the AnnualCreditReport website to download a free credit report. On this website one can get a credit report from the three major credit bureaus once every 12 months.
If a credit card is discharged in a bankruptcy should it still show a balance on a credit report?
It will remain on the report for the required length of time and should be marked "included in bankruptcy."
Who do you call to fix your credit report?
If there is an error in your credit report, you must contact the particular Credit Reporting Agency that issued the report and provide them with correct information, in writing and, if possible, with supporting documentation.
How long does it take to hit your credit report after purchasing a vehicle?
It takes at least six months to hit your credit report after purchasing a vehicle.
What does the acronym MR stand for in a Credco credit report?
The "MR" column on a CoreLogic Credco Instant Merge credit report shows the number of months reviewed. That is, how many months the tradeline has been open.
Can you apply for a car loan if you are disputing items on your credit report?
Get your disputed items cleared and marked paid before you get started on the loan. Having derogatory items on your credit report will affect their opinion of your credit worthiness.
