I am emailing you from an attorney's office in Ellsworth, ME. Our client's mother passed away on 03/17/2013. She had a policy with your company but it appears that no beneficiary was named.
There was no Last Will and Testament, her spouse has passed, closest blood relatives are her 4 grown children. There seems a if the only son is trying to get the benefits of this individual's insurance pay off.
I'm sure your company has a list of who is in the line of succession when the estate is Ïntestate"and too small to probate.
Isured: Emma Whalen
Certifiçate/Policy # D02-087841.
I have a copy of the death certificate and obituary.
Please advise as to what needs to done.
Sincerely, Jeanne Jones, Office Manager for Jeffrey W. Jones, Esq.
jeanne@jeffjoneslaw.com
No, I have not received the home insurance claim check from the mortgage company yet.
The real beneficiary from a mortgage insurance claim is ultimately the insurance company that provided you with the mortgage insurance in the first place.
To ensure your mortgage company releases the insurance proceeds for your claim, you should promptly provide all necessary documentation and information related to the claim. Communicate effectively with your mortgage company and the insurance company to facilitate the process. It is important to follow up regularly and stay informed about the progress of your claim.
A rejected claim is when the insurance company determines that the claim does not meet the policy requirements from the start, so it is not processed at all. A denied claim is when the insurance company processes the claim but decides not to pay for it, usually due to not meeting specific coverage criteria.
To file a third party insurance claim, you need to gather information about the incident, contact the at-fault party's insurance company, provide details of the accident, submit any necessary documentation, and follow up with the insurance company for updates on your claim.
A claim is a liability on part of the insurance company. If a customer makes a claim it means that the insurance company has to pay the customer for the amount is eligible to claim and hence it is a expenditure on the balance sheets of the insurance company.
Every life insurance company has a two year contestability clause. If death occurs by suicide in the first two years of the policy (or however many years are stated if different), the company can deny the claim.
That's not very likely. The insurance company does not file your claim, they accept your claim notice from you. You have to file your claim with the company, not the other way around.
Usually in a bad faith insurance claim the insurance company is in the wrong. A bad faith claim is when an insurance company fails to pay out what was promised on the claim. More than likely you could sue the insurance company and have a chance at winning your case.
rue
No, they will file a claim with their insurance company and their company will talk to your company. Assuming you swapped insurance details.
Anytime you make a claim with your own insurance company against someone else's company or their company directly, the company taking the claim by law has to fully verify and investigate the claim being made. Not only that, no insurance company in their right mind would pay out insurance claims without checking them out first.
yes. you can sue an at fault driver if his insurance company refuses to pay your claim. it would not be proper to sue the insurance company.
life insurance
Call the insurance company.
No, I have not received the home insurance claim check from the mortgage company yet.
To protect yourself, your family, and your property, you will almost always need to carry multiple forms of insurance which will protect you financially in the event that you need to file a claim. One of the national leaders in the insurance industry is the Fidelity Insurance Company. The Fidelity Insurance Company provides their customers with a variety of different insurance products. One area of insurance in which the Fidelity Insurance Company specializes is homeowner's insurance. If you own a home it is probably required by your mortgage lender that you carry a quality homeowner's insurance policy. A homeowner's insurance policy will protect you financially in the event that your home is vandalized, robbed, or damaged by a natural disaster. It could also cover you in the event that you are personally liable for an incident which occurred on your property. The Fidelity Insurance Company could also provide you with additional ancillary policies, such as flood insurance or earthquake insurance, which may not be included in your base policy and is required depending on the location of your home. Those who live in apartment or condominium buildings could also benefit from the insurance options provided by the Fidelity Insurance Company. Fidelity offers a wide range of options of condominium and town home policies. These could include policies on the individual unit a global policy which covers all of the common areas in the condo or town home complex. Those looking to rent their condo or town home to others, could purchase insurance policies which are designed for real estate landlords and investors. The Fidelity Insurance Company could also provide you with automobile insurance. To drive a car legally, all drivers need to carry some form of auto insurance. Fidelity could help you find the best possible policy to meet your needs. Depending on your situation, this could include just carrying liability insurance with a very high deductible. However, if you have a more expensive car, Fidelity could offer you a more in depth policy which will include comprehensive and collision coverage and a much lower deductible to ensure that you are covered enough to meet your needs.