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What else can I help you with?
If you have a credit card only in your name will it affect or show on your husbands credit report?
No, only the owner and authorized users of the credit card will be reported on the credit card company to the credit agencies. If your husband is an authorized user on the credit card then it will show up on his credit report.
Does the balance on a credit card show on your credit report if you are an authorized user on that card?
In a word, yes.
Is it true if you add a person to another persons credit card it can improve the first persons credit rating?
If it does report it will show that you are just an authorized user, most cards don't even report authorized users anymore.
If you are an authorized user on someone else's major credit card and the account isn't paid does it affect your credit as well?
It negatively affects both the primary and the authorized user credit score and report.
If a credit card in husbands name only and has late payments does it affect wifes credit?
No, if the wife is not an authorized user on the credit card then it does not affect the wife's credit report. So the late payment will only be on the husband credit report.
Can a credit card company report bad credit on an authorized user's credit report after the death of the primary card holder?
if you are an authorized user on the card then you are responsible for the card too. so yes they can
If you have a credit card only in your name will it affect or show on your husbands credit report?
No, only the owner and authorized users of the credit card will be reported on the credit card company to the credit agencies. If your husband is an authorized user on the credit card then it will show up on his credit report.
Does the balance on a credit card show on your credit report if you are an authorized user on that card?
In a word, yes.
How do I request my free annual credit report?
AnnualCreditReport.com is the only authorized site to receive your free credit report under US law.
How do you erase credit pulls?
If the credit pulls were not authorized, write a letter to each of the bureaus that are reporting the inquiries, and let them know that they were not authorized. Legally, they should remove this information from your credit report if it is inaccurately reporting. If you did authorize the credit pulls, then this information will likely stay on your credit report for 1-3 years.
Is it true if you add a person to another persons credit card it can improve the first persons credit rating?
If it does report it will show that you are just an authorized user, most cards don't even report authorized users anymore.
If you are an authorized user on someone else's major credit card and the account isn't paid does it affect your credit as well?
It negatively affects both the primary and the authorized user credit score and report.
If a credit card in husbands name only and has late payments does it affect wifes credit?
No, if the wife is not an authorized user on the credit card then it does not affect the wife's credit report. So the late payment will only be on the husband credit report.
How long after an authorized user can you get your own credit card?
Being an authorized user no longer has an impact on your credit score like it used to. In the past, you were able to be added as an authorized user on a credit card, and all of the credit history and credit limit would be reported on your credit report as if it was your credit effectively obtaining unearned credit for the authorized individual. A few years ago the credit reporting industry changed, and no longer recognize an authorized user as credit responsible and therefore it has little to no impact on your credit score. If you would like to obtain credit from this card, contact the card issuer and request to be added as a joint user. If you are jointly responsible for the credit, it will report to the bureaus and impact your score. Approval is still required, but it is typically easier to be approved when you are already and authorized user on a card.
Does Lowe's report authorized users?
Yes, Lowe's reports authorized users to the credit bureaus. When you add someone as an authorized user on your Lowe's credit account, their credit activity can help build their credit history. However, the impact on their credit score may vary depending on how the primary account holder manages the account.
How does one fix an inaccurate credit report?
by sucking my balls
Why are my wifes credit cards on my credit report?
if you are joint or even an authorized user on the accts they will show on your report also---only on hers if individual accts and you are not tied to them in any way
