0
you can't * A bankruptcy remains on a credit report for 10 years from the time of discharge. Credit bureaus should remove the BK when the time limit has expired. Unfortunately all three major bureaus are extremely lax in record keeping and it is usually necessary for the consumer to contact all three with a letter of dispute requesting the entry be expunged. Once they receive the correspondence they will verify if the time limit has expired and then (hopefully) take the appropriate action.
What else can I help you with?
When will a bankruptcy come off your credit report if the discharge date for your Chapter 7 was September 1996?
The statute of limitations for reporting information about a bankruptcy is ten years from the date it was filed. You did not mention the filing date, so the very late date your bankruptcy should show on your credit report would be September of 2006.
You co -signed on a mobile home in 1996 The primary person on the account has had some late payments and the loan has been sold to another mortgage company how long is the report to stay on your credi?
This could stay on your credit report for as long as 7 to 10 years if the company continues to report to the credit reporting agency. If they don't it could drop off in 3 years. I work for a used car business and pull credit reports all the time. I have great knowledge in this area.
If your car was repossessed in 1996 can the loan company put it back on your credit report in 2003?
Call a local attorney for state/case specific advice. Contact the credit reporting agency Yes if they are trying to collect what the Upside down difference was from Repo-ing it and auction off price. It should only read that it's a Debt being collected from previous car....
Is it legal to relist a 12 year old debt once it has fallen off of your report?
The Fair Credit Reporting Act states that "...the statute of limitations...shall begin upon...the expiration of the 180-day period beginning on the date of commencement of delinquency which immediately preceeded the collection activity..." It further states that "...paragraph (1) shall apply only to items of information added to the file of a consumer on or after the date that is 455 days after September 30, 1996." Check out this website for more specific information that may help you dispute the reappearance of this item: www.fair-credit-reporting.com/credit-reporting-periods.HTML If they have continued to send a monthly statement, then yes it is legal. If they have not sent a monthly statement write to where your credit report came from and they will remove it. No, it is not legal. As a basic rule, 7 years is the statute of limitations (from the date last of last activity, unless the tradeline is a collection or P&L or repossession, in which case it is 7 years from the date of original delinquincy). Hope this helps!
What was the price of nations bank stock in 1996?
what was the price of Nations Bank stock in 1996?
When will a bankruptcy come off your credit report if the discharge date for your Chapter 7 was September 1996?
The statute of limitations for reporting information about a bankruptcy is ten years from the date it was filed. You did not mention the filing date, so the very late date your bankruptcy should show on your credit report would be September of 2006.
How long would a bankruptcy filed in 1996 stay on your credit history?
Ten years from the date of the discharge, not the date of the filing.
When was Drudge Report created?
Drudge Report was created in 1996.
How much money did mc hammer have before bankruptcy?
Yes, in 1996.
You co -signed on a mobile home in 1996 The primary person on the account has had some late payments and the loan has been sold to another mortgage company how long is the report to stay on your credi?
This could stay on your credit report for as long as 7 to 10 years if the company continues to report to the credit reporting agency. If they don't it could drop off in 3 years. I work for a used car business and pull credit reports all the time. I have great knowledge in this area.
You had a voluntary repossession in 1996 and a charge off still remains on your credit report and now you get a letter from an collection agency?
The bottom line is that if you owe money from your past, you should pay it. Some one took a loss that you caused and that is bad karma. Negative credit should disappear from the credit report after 7 years but I've seen some that remain much longer. Do the right thing and pay the creditor.
What are the release dates for Special Report Journey to Mars - 1996 TV?
Special Report Journey to Mars - 1996 TV was released on: USA: 25 March 1996
When was National Sports Report created?
National Sports Report was created in 1996.
What are the release dates for Moesha - 1996 Credit Card 2-2?
Moesha - 1996 Credit Card 2-2 was released on: USA: 3 September 1996
When was The State of Mind Report created?
The State of Mind Report was created on 1996-01-22.
What are the negative effects of bankruptcy for the rest of your life?
not as bad as you think. I filed bankruptcy in 1996 and then was able to finance a new car in 2005. so it only affects you for about 10 years
When was Credit Suisse First Boston created?
Credit Suisse First Boston was created in 1996.
