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Does homeowners insurance pay the loss to the homeowner or the lender?
The leinholder is paid off first, then anything remaining goes to the homeowner. This is usually done with a check that is made out to both the lender and the homeowner.
Can they put lien on house?
Yes, a lien can be placed on a house by creditors to secure payment for debts owed. This typically occurs when a homeowner fails to pay bills, such as property taxes or mortgage payments, or in cases of unpaid contractor services. The lien gives the creditor a legal claim to the property, which may affect the homeowner's ability to sell or refinance the house until the debt is resolved.
Are you a homeowner if you pay mortgage?
You are, but your mortgage company is on the deed and is also considered an owner of your home.
Does insurance pay house off after house destroyed by fire?
It does if the policy is current and there is adequate coverage. If the property is underinsured the insurance company will not pay for the entire loss. That all relates to the homeowner's insurance.If the mortgage is greater than the value of the property then you will owe the balance after the homeowner's insurance payment unless you have mortgage insurance.It does if the policy is current and there is adequate coverage. If the property is underinsured the insurance company will not pay for the entire loss. That all relates to the homeowner's insurance.If the mortgage is greater than the value of the property then you will owe the balance after the homeowner's insurance payment unless you have mortgage insurance.It does if the policy is current and there is adequate coverage. If the property is underinsured the insurance company will not pay for the entire loss. That all relates to the homeowner's insurance.If the mortgage is greater than the value of the property then you will owe the balance after the homeowner's insurance payment unless you have mortgage insurance.It does if the policy is current and there is adequate coverage. If the property is underinsured the insurance company will not pay for the entire loss. That all relates to the homeowner's insurance.If the mortgage is greater than the value of the property then you will owe the balance after the homeowner's insurance payment unless you have mortgage insurance.
What is the time period to pay off a homeowner secured loan?
There are two types of homeowner secured loans. One is a second mortgage. The other is a cash out refinance. In both cases, the pay off timetables are identical to regular mortgages, typically fifteen or thirty years.
Can a subcontractor for termite treatment on a Hollywood Florida home put a lien on the house when the contractor was paid in full but will not pay the subcontractor?
Not likely. There is no privity of contract between the homeowner and the subcontractor. The homeowner had an agreement with the general contractor, and that's the only person they have a duty to pay. The subcontractor can only pursue payment from the general contractor - to put a lien on the home would be to punish an innocent party - the homeowner. This is between the subcontractor and the general contractor, and there's no reason to bring the homeowner into this, since the homeowner doesn't owe the subcontractor anything.
What happens when the contractor starts thereting the homeowner that they are going to sell the homeowners personal property that the contractor put in storage?
When the general contractor makes a threat to a homeowner, about selling all the homeowners personal property, that the contractors have in storage. And the contractor has not finished the repairs on the homeowner's house. Can the contractor sell their property?
If tree removal services are performed and not paid can the homeowner be sued?
If the homeowner agreed to pay for the services then the contractor can sue in civil court. However, the contractor must show evidence that the services were performed and that the homeowner agreed to pay for the removal. If the contractor prevails, the court will issue a judgment lien that can be recorded in the land records. The property cannot be sold or refinanced until the lien is paid. The best method of having the necessary evidence for a lawsuit in hand when the homeowner refuses to pay is to provide a written estimate of the services with one copy to the homeowner and one to stay with the contractor. If the homeowner agrees to the terms of the estimate both parties should sign and date the estimate. The contractor should have the homeowner sign again after the job has been completed. Forms can be purchased at a business supply store or made up on a home computer if necessary. The contractor should take some photos of the tree prior to cutting and then after the job has been completed. Unfortunately, few contractors and homeowners arrange to have the proper documentation prepared and signed prior to the work being performed.
Can a homeowner put a judgment on a contractor?
The matter has to go to court. A homeowner cannot do it directly.
What if a contractor has not finished the job and does not contact the homeowner?
Chublets!
Can a contractor sue a homeowner for breach of contractor?
Yes, a contractor can sue a homeowner for breach of contract if the homeowner fails to fulfill their obligations under the contract, such as not making timely payments or not providing necessary access to the property. The contractor would need to prove that a valid contract existed, that the homeowner breached it, and that the breach caused damages. It's advisable for both parties to attempt resolution through negotiation or mediation before resorting to litigation.
Can a contractor sue a homeowner if he falls repairing a roof?
Bacon.
Who is responsible for pulling permits, the homeowner or the swimming pool contractor?
The swimming pool contractor generally performs this function. However, the law holds the homeowner responsible for making sure it is done.
Can a homeowner install replacement windows, or should a homeowner hire a contractor to do the work?
A homeowner may be able to install replacement windows if they have some experience, and good directions. However a contractor may be the safer bet, as they have lots of knowledge and experience in the area.
Who pays for permit to build new patio cover?
The homeowner pays for the permit. Even if the contractor pays for it, he will bill the homeowner for it.
How much is insurance companies paying per square for Texas roof claims?
It doesn't work like that. The insurance company will pay claims for roof repairs or replacement that are consistent with the local market and consitent with the damages incurred. If you try to overcharge for the repairs, then the homeowner will be stuck for the remainder of the bill that is not paid by the insurer. A contractor simply submits a bid to the homeowner. If the homeowner chooses you as their roof contractor then they will submit that to the insurer for approval. The company will then pay the bill so long as it is reasonable and within the expected market range for that area.
Can a homeowner insurance company file a claim against a homeowner's employee acting as a general contractor during a remodeling project?
Yes
