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There are personal and business lines of credit.

If personal, they are often secured by the equity in your home. Find a local bank or credit union that offers home equity lines of credit and apply. They'll be happy to answer your questions.

If it is a business line of credit, talk to the business lenders at your bank. Some credit unions also offer business loans.

The approval will be based on your credit history, income level and assets available to secure the loan.

In the United States, you must be 18 to apply for a loan.

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18y ago

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