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There is no real quick answers to improving credit scores. There are specific things you can do to improve your credit score. Some take time, some are instant.

I recommend the following in order:

Fix errors

Pay your current bills on time

Don't close credit accounts

Keep balances on revolving debt below half of the permitted credit

Say no to new accounts

Stop letting people or companies access your credit

Pay off collections and judgments

I wrote a long article on it which I placed in the related links.

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15y ago

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Related Questions

How long does it take for credit score to go up in rating after paying off debt?

How long does it take for credit score to go up in rating after paying off debt?


How many points will your credit score go up when you pay off a mortgage?

That totally depends on what your credit score is to start with.


Does your credit score go up if you sell a house?

yes


Does your credit score go up or down?

Your credit score can go up or down based on various factors, including payment history, credit utilization, length of credit history, types of credit, and recent credit inquiries. Timely payments and low credit utilization can improve your score, while missed payments or high balances can lower it. Regularly monitoring your credit report can help you understand the factors influencing your score.


How long does it take the credit score to go back up after receiving a credit report?

40,000,000,000


Will your credit score go up when a bankruptcy comes off?

Yes, a Bankruptcy is one of the most damaging accounts which can show up on a credit report. The good news is that after 2 years, the account doesn't impact your credit score as much. Once it is deleted, your credit score is improved.


Where can I get my credit score?

You can get your credit score online. You can go to www.annualcreditreport.com/, www.equifax.com/, www.creditkarma.com/ or www.experian.com/credit-education/basics.html to get your score.


When a collection account is deleted from your credit report does it initially lower your score?

When I had a collection deleted from my credit it made my score go up. It will take several weeks.


Is a credit score of 711 good?

I have a credit score of 711 but limited credit history, which means not much experience so I'll need to build up credit. 711 is on the good range but you should also remember to maintain it or build it up. You wouldn't want your score to go down.


Can I get a free 3 in 1 credit score online?

You can go to http://www.creditreport.com/ to get a 2010 credit report and credit score. This is free but you have to sign up for the trial. You can then cancel the trial before it is over and you will not have to pay anything. You can also go to


If you pay a collections account in full and have no credit cards or other debts how soon can your score go up?

paying off bad credit will take about 60 days to have an effect on your credit score. But, if you don't have any credit cards you will never have a good credit score because no one is giving you credit.


If you file for bankruptcy and it is dismissed will credit score go down?

More than likely if you file for bankruptcy your credit score will go down. They report the filings for up to seven years and sometimes ten.

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