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try challenging negative remarks on your credit this worked for me and alot of things were removed, but beware if the creditor is let's say not so forgiving they can make it look as if the debt is more recent then it is and therefore make your credit look worse.

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17y ago

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How do you improve a credit score of 620 in a short amount of time?

When I had such a credit score I was able to get a low APR credit card that let me save on purchases. The more money I saved and the more accurate I was with my payments, the faster my credit score rose. Try it and I guess you'd suceed!


How do you improve a credit score of 700 with many open accounts and a short credit history?

700 is almost perfect. It would be nearly futile to try to improve it.


How will a short sale effect your credit score?

A short sale can have a negative impact on your credit score because it indicates that you were not able to repay the full amount of the mortgage. It may lower your credit score by several points, depending on your current score and credit history. However, the impact may be less severe than a foreclosure.


Will a short sale ruin my credit score?

Yes, a short sale can negatively impact your credit score as it is considered a derogatory mark on your credit report.


How does one increase their credit score in a short period of time?

You can't drastically change your credit score in a short amount of time. I mean you could try to repay your debt; however, try to pay it back all at once because if you pay old debts back then it will look like you have worse credit score.


How do short sales impact your credit score?

Short sales can have a negative impact on your credit score because they indicate that you were unable to pay off your mortgage in full. This can result in a decrease in your credit score, making it harder to obtain credit in the future.


How does a short sale affect your credit score?

A short sale can negatively impact your credit score because it indicates that you were unable to pay off your mortgage in full. This can result in a drop in your credit score, making it harder to obtain credit in the future.


How does a short sale impact your credit score?

A short sale can negatively impact your credit score because it shows that you were unable to pay off your mortgage in full. This can result in a drop in your credit score, making it harder to get loans or credit in the future.


How will a short sale impact my credit score?

A short sale can have a negative impact on your credit score, as it indicates that you were unable to pay off your mortgage in full. This can result in a drop in your credit score, making it harder to qualify for loans or credit in the future.


How much foreclosure effect your credit rating?

A foreclosure will substantially reduce your credit score in the short term and will remain on your credit for 7 years. If you do not get into credit shock after a foreclosure and continue to add good credit to your profile, e.g. secure credit card and pay other bills in a time--you will see that it will not have as much affect on your score in about 24 to 36 months. Creditors are concern about what you have done in the last 24 months. Your credit score is rating in the following many: Your payment history is 35% of your score and the amount owed is 30%, the length of time you have your credit is 15%, so the older is the better, the type of credit is 10%, and new credit is 10%. It is best that you keep this in mind and do not continue to improve your credit after a foreclosure.


What can improve your credit score?

To improve your credit score, start by paying all your bills on time, as payment history is a major factor. Reduce your credit card balances to lower your credit utilization ratio. Avoid applying for multiple new credit accounts in a short time, and regularly check your credit report for errors. Over time, responsible credit use and consistent payments will boost your score.


How does a short sale affect your credit?

A short sale can negatively impact your credit score because it shows that you were unable to pay off your mortgage in full. This can result in a drop in your credit score, making it harder to qualify for loans or credit in the future.