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How do you keep your credit scores high when there is only one credit card in your name now?
While no one (besides credit bureaus) knows exactly how your scores are computed, it is generally understood that a history of being responsible with credit will result in a high score. With only one credit card: * Always pay your bill on time. Your credit score will be adversely impacted by late payments, or debts turned over to a collection agency. * Don't max out your credit limits. Your ratio of debt to outstanding credit is a factor in determining your credit score. * If you are comfortable with it, consider getting a second line of credit. This helps to establish your credit history and responsible credit use. * Consistancy in employment / residence may help. * Keep an eye out for identity theft. Watch your credit card statements and dispute unknown charges immediately. You should also check your credit report at least once a year to make sure no one is sullying your good name with fraudulant transactions.
What else can I help you with?
What is the best way to get a credit card after bankruptcy?
The best way to get a credit card after bankruptcy is to show a sense of money management to the prospective bank, make money elsewhere and be sure to keep your credit scores going upwards.
How do you remove the secondary cardholder from a credit account without affecting your credit history?
If both of you were on the initial credit application for the credit card, it can not be done unless you do a reapp to qualify for the account on your own. However, the other may choose to keep the card if they qualify. If you alert the credit card company that the other is nolonger involved, they may close your account because if the strength of the two credit scores was the determining factor in granting your credit limit, you do not qualify anymore.
When are you allowed to apply for a credit card?
You are alard a credit card when you are 11 years old you will be alard to keep it in your own hands. So 11 years old and your alard to keep a credit card
How do you get a cash advance on a credit card?
To get a cash advance on a credit card, you can usually go to an ATM and use your credit card to withdraw cash. Keep in mind that cash advances often have high fees and interest rates, so it's important to consider the costs before taking one.
Does using a credit card lower a credit score?
No not really, but if you have high utilization on that card ie. carry a high balance than it's kind of frowned upon. Keep your utilization to around 35% unless your one of those people who P.I.F. every month.
Why does a person keep transfer credit card balance to another before it catches up with him?
To transfer from a high interest credit card to a lower interest credit card
What is the best way to get a credit card after bankruptcy?
The best way to get a credit card after bankruptcy is to show a sense of money management to the prospective bank, make money elsewhere and be sure to keep your credit scores going upwards.
Having a low credit score affecting my purchases and credit line.?
make sure you have a credit card, pay it off every month, get a loan to keep your credit going, use your credit card every month (lightly), dipsute old credit prolems if you think they are in the wrong. http://money.msn.com/credit-rating/9-fast-fixes-for-your-credit-scores-weston.aspx?page=2
Do credit card companies keep record of your signed credit card application?
Yes they do.
How do you remove the secondary cardholder from a credit account without affecting your credit history?
If both of you were on the initial credit application for the credit card, it can not be done unless you do a reapp to qualify for the account on your own. However, the other may choose to keep the card if they qualify. If you alert the credit card company that the other is nolonger involved, they may close your account because if the strength of the two credit scores was the determining factor in granting your credit limit, you do not qualify anymore.
When are you allowed to apply for a credit card?
You are alard a credit card when you are 11 years old you will be alard to keep it in your own hands. So 11 years old and your alard to keep a credit card
After scanning a customer's credit card the machine tells you to confiscate the card What should you do with the customer's credit card?
Keep the card , and or destroy it .
Credit card the machine tells you to confiscate the card?
keep it
Where can I find a free credit history score?
You can check your credit score for free on websites like Credit Karma, Credit Sesame, or through your bank or credit card issuer. Keep in mind that these scores may not be the exact same as the scores used by lenders, but they can give you a good idea of where you stand.
How do you get a cash advance on a credit card?
To get a cash advance on a credit card, you can usually go to an ATM and use your credit card to withdraw cash. Keep in mind that cash advances often have high fees and interest rates, so it's important to consider the costs before taking one.
Does using a credit card lower a credit score?
No not really, but if you have high utilization on that card ie. carry a high balance than it's kind of frowned upon. Keep your utilization to around 35% unless your one of those people who P.I.F. every month.
How do you close credit cards without affecting your credit scores?
If you are responsible don't close your credit cards off, but make a purchase every month to keep it active. You could buy something for $10 - $30 dollars and put it on your credit card and pay that $10-$30 off the next day. If you don't trust yourself with credit cards then just close your account. You must get plenty of ads in the mail from credit card companies offering you different interest rates so there will be no problem reactivating any credit card.
