In most states, a cashier's check is "good" until cashed. Therefore, you may not place a stop payment on one and have it reissued. In order for one to be replaced, the issuer will typically require that an indemnity bond be purchased in a amount to cover the dollar value of the cashier's check and the bond would have to be open ended since there is no such thing as a stale dated cashier's check.
the person who is making the check.
Being able to place a stop payment on a cashier's check depends on the bank. If the cashier's check has been lost or stolen the bank may place a stop payment on it.
Yes, you have to sign a cashiers check before you give it to a payee. Some cashiers checks do not have to be signed. If there is a space to sign, you need to sign.
cashiers check
You cannot generally change the payee on a cashiers check without it looking like fraud. Contact the issuer of the cashier's check in order to void the check and reissue.
A bank issues a cashiers check,on behalf of a depositor, by setting funds aside from the depositor's account.
the person who is making the check.
yes
Being able to place a stop payment on a cashier's check depends on the bank. If the cashier's check has been lost or stolen the bank may place a stop payment on it.
Yes, you have to sign a cashiers check before you give it to a payee. Some cashiers checks do not have to be signed. If there is a space to sign, you need to sign.
cashiers check
cashiers check
At the bank that you use
Yes.
You cannot generally change the payee on a cashiers check without it looking like fraud. Contact the issuer of the cashier's check in order to void the check and reissue.
Yes, you still owe the money. Yes, if the cashiers check expired the money is still available in that account so all you will need to do is have another cashiers check cut.
If a person loses a cashier's check, they can inquire about the cashier's check at the bank where it was drawn. The bank will research to find out if the check was cashed, and who cashed it. In some cases, a refund will be issued for the check if it was never cashed, but this will take a number of weeks.