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Individuals (non-businesses) cannot report good credit to the bureaus. Rather, individuals may take the following two (2) actions:

(1) Dispute incorrect information on a credit report

(2) Request addition of information not already on a credit report (limited to employer, home address, etc.)

Businesses, however, are allowed to report good (and bad) credit to the bureaus. To do so, they become "members" of the bureau (through a thorough application process which helps ensure that the organization is a good corporate citizen). Once members, they choose what and how frequently they wish to report customer information to the bureaus.

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14y ago

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