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A bankruptcy filing can remain on your credit report for up to ten years after your discharge. The good news is that you can work on rebuilding your credit and in approx. 3 years you may qualify for a major loan if you've paid all bills on time since the bankruptcy, have consistent employment, etc.

Make sure incorrect information stays out of your credit file. You can request a copy from one or more of the credit reporting agencies . You will need to provide your name, address, SS#, DOB, employer and addresses from the last two years.

Please see related links to request a free annual copy of your credit report.

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14y ago

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Related Questions

How long does it take after a bankruptcy is discharged to show on your credit report?

The amount of time a bankruptcy stays on your credit report after discharge differs between Chapter 7 and Chapter 13 Bankruptcy. With Chapter 7 bankruptcy, the Chapter 7 stays on your credit report for 10 years. Chapter 13 bankruptcy, after discharge, it shows for 7 years on your credit report.


How long does chapter 13 bankruptcy stay on credit report?

Bankruptcy filings typically stay on a debtor's credit report for 10 years.


In Maryland how long does a bankruptcy stay on your credit report?

Chapter 7 will stay on your credit report for 10 years from the date bankruptcy was filed. Chapter 13 typically stays on your credit report for 7 years from the date the bankruptcy was filed, however, can remain on your credit report for 10 years.


Dismissed chapter 7 bankruptcy How long does it stay on your credit report?

it can stay on your credit report for as long as 10 years.


How long does a bankruptcy stay on your credit report in tx?

A Chapter 7 bankruptcy stays on your credit report for 10 years. Generally a Chapter 13 bankruptcy will be removed after 7 years, but can remain up to 10 years.


How long does a bankruptcy stay on your credit report in Michigan?

In Michigan, a bankruptcy can stay on your credit report for different durations depending on the type filed. Chapter 7 bankruptcy remains on your credit report for 10 years from the filing date, while Chapter 13 bankruptcy stays for 7 years. This negative information can impact your credit score and ability to obtain credit during that time.


How long does Idaho bankruptcy stay on credit report?

A Chapter 7 Bankruptcy may stay on your credit report for up to 10 years. A Chapter 13 Bankruptcy may stay on your credit report for up to 7 years. But both may be removed earlier if the information they are reporting is incorrect, incomplete, misleading, or unverifiable.


How long can chapter 7 bankruptcy last on your credit report?

10 years by federal law.


How long does a chapter 7 bankruptcy stay on your credit record in Louisiana?

In Louisiana, a Chapter 7 bankruptcy stays on your credit report for 10 years from the date of filing. This can affect your credit score and ability to secure new credit during that time. However, after the 10-year period, the bankruptcy will be removed from your credit report, allowing you to rebuild your credit history.


How long does a chapter 7 bankruptcy stay on your credit report in Oklahoma?

10 years from discharge...everywhere


Under the old chapter 7 rules how long does a bankruptcy stay on your credit report?

Ten years.


How long after chaper 7 bankruptcy does it no longer appear on your credit report?

10 years for a chapter 7.

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