depending on the institution and purpose of it...
and bank or broker can use them up to 6months... but most are only 30 to 90 days at best... but in most cases almost everyone will except them for at least 30days
Yes, the credit report has no bearing on whether a debt is valid and subject to litigation.
A credit report for a USDA loan is generally valid for 120 days from the date it is pulled. If the loan process extends beyond this period, a new credit report may be required to ensure the information is current. Lenders typically use the most recent credit report to assess the borrower's creditworthiness when finalizing the loan.
How long a credit report is valid depends on the lender, but almost all of them are allow the report to be 90 or 120 days old.
A foreclosure will be expunged from a person's credit report after seven years have expired from the time the foreclosure was reported. Valid information on a credit report cannot be removed until the required time limit for reportage has expired.
Yes, the debt is still valid and collectible.
Yes, the credit report has no bearing on whether a debt is valid and subject to litigation.
Yes. Some institutions/businesses do not report to credit bureaus. The debt not being placed on a credit report does not mean it is not completely valid and collectible.
If you are responsible for that item, then, yes, it can stay on your credit report--probably indefinitely.
it can stay on your credit report for as long as 10 years.
A credit report for a USDA loan is generally valid for 120 days from the date it is pulled. If the loan process extends beyond this period, a new credit report may be required to ensure the information is current. Lenders typically use the most recent credit report to assess the borrower's creditworthiness when finalizing the loan.
How long a credit report is valid depends on the lender, but almost all of them are allow the report to be 90 or 120 days old.
I believe that credit report entiries are valid for up to 7 years, but it may depend on the circumstances and just how much default was involved.
Yes, but highly unlikely.
How long does a judgement stay on your credit report in ventura county/ca
Yes there are several websites that you can use to access your credit report for free. Be careful to access the ones that are valid or well known such as: http://www.equifax.com/credit-report-history/.
A foreclosure will be expunged from a person's credit report after seven years have expired from the time the foreclosure was reported. Valid information on a credit report cannot be removed until the required time limit for reportage has expired.
The/Your account is legitimate. Whatever has been reported to the credit bureau's it has been verified as valid.