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It will depend on how good your credit is and what you want your payments to be. If the price of a house is $100,000 and your credit is good and your fico score(this is your credit score) is 660 or higher You will need to put down 5%-10 % or $5,000 - $10,000 plus closeings cost of another 4% or $4,000.00 so if your credit is good you will need to save 9% -15% of the cost of the house you want to buy. Now if you have bad credit, you should clean up your credit before you buy. With bad credit your intrest rate will be high and your house payment will be high.
To rent a house, you typically need to provide proof of income, pass a credit check, pay a security deposit, and sign a lease agreement.
No contacting an experian credit expert will not help you improve your credit unless you have discrepancies on your report. Which would consist of things you have not purchased, or addresses you have not lived at. They can only tell you what is on your credit report the improving need to come from paying off back debts and creating new lines of credit.
as many times as they want/need to
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In the beginning, yes they needed phone lines. These days I believe you can also do credit transactions using DSL, Cable and Satellite.
Yes.
If you want to buy a car or house you need good credit. Some employers run a credit check to determine if you are responsible. Insurance companies run a credit check for you to get insurance.
Yes, in order to obtain a mortgage you will be required to have a good credit record.
At the present getting loan with bad credit is hard. You will need to take some steps to clean up your credit first.
Just about any bank in New York city offers business credit lines. You will need to just go in and ask about it and how to set one up with the bank there.
Yes ... or a co-signer will be required.
It will depend on how good your credit is and what you want your payments to be. If the price of a house is $100,000 and your credit is good and your fico score(this is your credit score) is 660 or higher You will need to put down 5%-10 % or $5,000 - $10,000 plus closeings cost of another 4% or $4,000.00 so if your credit is good you will need to save 9% -15% of the cost of the house you want to buy. Now if you have bad credit, you should clean up your credit before you buy. With bad credit your intrest rate will be high and your house payment will be high.
To rent a house you either need a good credit score or no credit at all. Typically students or young people usually have no credit and are fine getting a rental. Of course if you do not have any credit you usually have to have someone co-sign on your lease. You can easily get good credit by simply getting a gas card or any other card that you can quickly or automatically pay off.
Business lines of credit are basically flexible financing that you can get from banks to cover expenses. As the name might recommend, most lines of credit are spendable via a credit card. You spend the cash while you need it, pay a minimal monthly payment, and also you don’t need to worry about getting more than one loan.
Some things are - A job, money for down payment and good credit.