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To qualify for a VA loan, a person must be have either 4 years of active duty or 6 years of Reserve military service and have an honorable discharge. A DD 214 is required.

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16y ago

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Can I qualify for a VA backed home loan again?

Typically a VA loan is only available once per individual. If you have a spouse who is a veteran and has not used a VA loan, he or she may be able to take out a loan under his/her name.


How does one qualify for a Veteran Affairs VA loan?

To qualify for a VA loan, you must be a veteran, active duty, or the spouse of someone who died on active duty. You must live in the home you want a loan for, and have a steady income and good credit.


Where do you apply at to get a va home loan?

A number of banks offer VA loans for those who qualify. Contact your local loan agent for additional information.


husband recently retired at 65,can he still qualify for a v.a. loan He had one 45 years ago, does that matter?

Most military-affiliated individuals and their spouses are eligible to take advantage of a VA Loan. At VA Mortgage Center.com, we are standing by to help you determine your eligibility and pre-qualify you for a VA Loan.


How/where can I find out if I qualify for a va home loan?

http://www.homeloans.va.gov/eligibility.htm. This site details how and if you qualify for a veterans assistance home loan. Also, there are phone contact numbers on the site. freevaloan.com Any lender you get connected to will not charge any fees for your VA loan. http://www.freevaloan.com. You will get connected with a lender that charges no fees and can pre-qualify you for nothing as well.


Is there an easy way to apply for a va loan?

You can apply online for a VA Home Loan. The two most used sites are www.veteranloancenter.com and www.vamortgagecenter.com. If you need information on what you will need to qualify for a VA home loan, please visit the home loan information page at the Dept for Veteran Affairs at http://www.homeloans.va.gov.


The person is seeking information on a VA Loan and how to obtain one.?

To qualify for a VA loan you must have a certificate of eligibility. When you apply for your loan at a lender you will then need to give them your certificate of eligibility along with your discharge papers. Once the application gets approval you will then receive your loan.


What type of mortgage loan can I qualify for?

The type of mortgage loan you can qualify for depends on factors like your credit score, income, and debt-to-income ratio. Common types include conventional, FHA, VA, and USDA loans. It's best to speak with a lender to determine the specific loan options you qualify for.


What do you need to qualify for a VA loan?

VA loans are specifically for returning veterans who cannot otherwise qualify for a loan due to bad credit, or other reasons. You must also be able to pay the 3.15% VA loan funding fee to receive this loan.


Where can a veteran get a VA loan?

VA loans are mortgage options for borrowers who do not have down payments. They are available to veterans and active military personnel. VA loans are a little easier to qualify for than conventional mortgages.


How does one get a va home loan online?

VA Home loan can be obtained through U.S. Department of Veterans Affairs. You will need to pre-qualify and receive certificat of eligibility. The most detailed information and assistance will be available with the help of Frequently Asked Questions.


How do I find out if I qualify for a VA home loan?

General rules for VA home loan eligibility are here: http://www.homeloans.va.gov/elig2.htm, or you can ask your banker - most mortgage bankers are familiar with VA home loan policies. The quickest and easiest way is to talk to a VA certified lender. Knowing who to trust is another question of course. FreeVAloan.com can connect you to a trustworthy lender that guarantees to charge you ZERO fees.