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A definite answer is not possible as there are many variables. The judgment creditor must locate the bank account, file the appropriate forms with the court clerk and have the judgment validated as a bank account levy. This could be done in a few days or weeks depending upon the amount of cases being handled by the court and when the judgment creditor decides to execute the writ. Several states will not allow the levying of a bank account for a small claims judgment if the bank account is jointly held. This is especially true when it pertains to a married couple and the judgment is against only one spouse. Information concerning bank accounts and/or other financial matters should never be given out if the consumer is not the one who initiates the action.

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