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simply obtain a copy of your credit report, circle the debts that you are disputing and mail them a letter stating that you are disputing the circled debts because the seven year time limit has expired.

The Identity Guard service includes a credit report from all three credit bureaus and also includes sample credit dispute letters that are very helpful for situations like yours. You can get this at www.creditscorehero.com . Good luck

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16y ago

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