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Yes, if you are not At Fault in a car accident, the third party's insurance should cover the damages to your vehicle and any injuries you may have sustained.

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AnswerBot

5mo ago

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If you have insurance and let your daughter drive your car and gets into an accident will your insurance cover for the damages?

when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.


Who covers damages if the vehicles is uninsurred but the driver has his own insurance?

When a car is uninsured and it involved in an accident, the owner of the car is responsible for its damages and that of the other involved cars. This rule applies even if the driver has his own insurance cover on a different car.


If a friend borrows your car and gets in an accident does your auto insurance cover damages?

Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.


Will insurance cover your damages from an accident if an unlicensed uninsured driver was in an accident on private property?

It is highly unlikely.


Is your insurance provider notified and will your insurance cover the damages when an unlicensed driver takes your vehicle without permission and is involved in an accident?

The answer should be yes to both parts of the question. You should notify them.


Would insurance cover the accident if you were in an accident but were not on the insurance policy but you had your own vehicle and insurance on it?

If the car that was involved, in an acident was insured yea!


Does auto insurance cover telephone pole damage or replacement?

Yes, The liability portion of your auto insurance policy will cover the damages you may do to a telephone pole in an accident.


What is the difference between liability insurance and full coverage?

Liability insurance pays for someone else's damages if an accident is your fault but won't cover your vehicle. Full coverage provides liability insurance as above but will also cover your damages to your own vehicle in an accident regardless of whose at fault, as well as theft, fire, etc.


What happens when you hit someone in a car accident then find out you don't have enough insurance to cover all their damages?

Once your insurance has paid, you are responsible for the rest.


What if both parties only have liability insurance after a car accident?

If you were at fault, your insurance co will cover the damages to the other vehicle ONLY, not your....and vise virsa.


Are there policies or companies that cover anyone driving your vehicle?

If you have insurance on your car, and someone else is driving it, and has an accident your insurance rate will go up but it will cover the damages to the other persons vehicle.


Do you file a claim with your insurance company if it is your mistake?

yes if you are in an accident and especially if you are at fault of an accident, you must file with your insurance company, so your insurance company can cover your damages and or other vehicle involved or pay subrogation demand once received from other vehicles ins company, if the other vehicle chose to use their coverage.