You need a life insurance policy to cover the risk of death and a health insurance policy as a cushion against hospitalisation expenses. Buy Personal Accident Insurance Coverage :
Trying to get insurance to cover an accident that has already happened is Insurance Fraud, which is a Felony.
Do you have insurance that covers unexpected damages or maintenance issues in your home?
Liability insurance typically covers other drivers in the event of an accident caused by the policyholder.
Car cover insurance provides financial protection in case of accidents, theft, or damage to your vehicle. It can help cover repair costs, medical expenses, and legal fees. In the event of an accident, having car cover insurance can save you from significant financial burden and ensure your vehicle is repaired or replaced without a major expense on your part.
when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.
When a car is uninsured and it involved in an accident, the owner of the car is responsible for its damages and that of the other involved cars. This rule applies even if the driver has his own insurance cover on a different car.
Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.
It is highly unlikely.
The answer should be yes to both parts of the question. You should notify them.
If the car that was involved, in an acident was insured yea!
Yes, The liability portion of your auto insurance policy will cover the damages you may do to a telephone pole in an accident.
Liability insurance pays for someone else's damages if an accident is your fault but won't cover your vehicle. Full coverage provides liability insurance as above but will also cover your damages to your own vehicle in an accident regardless of whose at fault, as well as theft, fire, etc.
Once your insurance has paid, you are responsible for the rest.
If you were at fault, your insurance co will cover the damages to the other vehicle ONLY, not your....and vise virsa.
If you have insurance on your car, and someone else is driving it, and has an accident your insurance rate will go up but it will cover the damages to the other persons vehicle.
yes if you are in an accident and especially if you are at fault of an accident, you must file with your insurance company, so your insurance company can cover your damages and or other vehicle involved or pay subrogation demand once received from other vehicles ins company, if the other vehicle chose to use their coverage.