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If a credit card payment made just 4 days late can the payment legally be reported as 30 days late?
Yes. But if the account holder has been in good standing and tis is the first late payment, it probably won't be reported.
4 days late can legally be reported as "past due" on your credit report, but this is unlikely. The account cannot be reported as 30 days late unless it is ACTUALLY 30-59 days past due.
Each creditor is different. Some report from last pay date, some report from last due date.
What else can I help you with?
Do credit card companies report cash payments to credit bureaus?
No, credit card companies do not typically report cash payments to credit bureaus. Only credit card transactions and payment history are typically reported to credit bureaus.
How can I use a pre paid credit card to build credit?
Using a prepaid credit card to build credit can be challenging because prepaid cards do not report your payment history to credit bureaus. To build credit effectively, consider applying for a secured credit card instead. With a secured card, you deposit money as collateral, and your payment history is reported to credit bureaus, helping you establish a positive credit history.
How can I pay my credit card online?
To pay your credit card online, log in to your credit card account on the issuer's website, navigate to the payment section, enter your payment information, and submit the payment.
How do I assign credit card payments in YNAB?
To assign credit card payments in YNAB, you need to categorize the payment transaction in your budget to the appropriate credit card payment category. This ensures that the payment is reflected accurately in your budget and helps you track your credit card spending.
How can I pay my credit card bill online?
To pay your credit card bill online, log in to your credit card account on the issuer's website, navigate to the payment section, enter your payment information, and submit the payment.
Do credit card companies report cash payments to credit bureaus?
No, credit card companies do not typically report cash payments to credit bureaus. Only credit card transactions and payment history are typically reported to credit bureaus.
How can I use a pre paid credit card to build credit?
Using a prepaid credit card to build credit can be challenging because prepaid cards do not report your payment history to credit bureaus. To build credit effectively, consider applying for a secured credit card instead. With a secured card, you deposit money as collateral, and your payment history is reported to credit bureaus, helping you establish a positive credit history.
When does the seven years start if there is a credit card debt on your credit report and the card was opened in 1999 but the reported last activity was 2001?
2001. Always go by the later dates of payment, delinquency, etc.
How can I pay my credit card online?
To pay your credit card online, log in to your credit card account on the issuer's website, navigate to the payment section, enter your payment information, and submit the payment.
How bad is my credit due to unpaid credit cards?
You credit score will decrease significantly if you do not pay your minimum credit card payment every month. Unpaid cards will be reported as delinquent and really destroy your score.
What are the accepted payment methods for this purchase, including the option to use a CC for credit card transactions?
The accepted payment methods for this purchase include credit card transactions, where you can use a credit card to make the payment.
How can I pay my credit card bill online?
To pay your credit card bill online, log in to your credit card account on the issuer's website, navigate to the payment section, enter your payment information, and submit the payment.
How do I assign credit card payments in YNAB?
To assign credit card payments in YNAB, you need to categorize the payment transaction in your budget to the appropriate credit card payment category. This ensures that the payment is reflected accurately in your budget and helps you track your credit card spending.
Are you able to make a payment using a credit card with a chip"?
Yes, you can make a payment using a credit card with a chip.
What are the rules for credit card payment at Home Depot?
The rules for credit card payment at Home Depot is their monthly payment has to be received by the due date specified on their credit card statement or they could receive a late charge.
What is a Merchant Credit Card Processor?
A "Merchant Credit Card Processor" is a electronically device that takes the information from your customers credit card for payment. This will automatically put the payment in your account after charging the customers credit/visa/master card.
Can I request a credit card payment waiver for 3 months?
Yes, you can request a credit card payment waiver for three months, but approval will depend on the policies of your credit card issuer.
