0
If you are getting garnished you seriously need to consider bankrupcy. Just from the sound of your question it is clear that more than one creditor is causing you some drama. Laws for garnishment vary by state. For instance in NC no one except child support and IRS can garnish your wages or go into your bank account. The state you live in makes a huge impact so you need detailed information from someone who is well informed about your state. You might come out better just by moving.
What else can I help you with?
Where can you find information on the Internet about debtor wage garnishment in Minnesota?
Try steveshorr.com then click thru to debt collection Check out this site too small-claims.courts
If you are not able to make your house payment do you have to file bankruptcy or will the bank foreclose on the house and not garnish your income?
Bankruptcy only temporarily prevents foreclosure action. A house is considered secure property so it is up to the lender as to what action will be taken, foreclosure or reaffirmation of the loan. The bank would pursue foreclosure and not wage garnishment. If you're in a house you can't afford any longer, sell it. Too many homeowners wait too long. Don't wait for the bank to foreclose.
Is it best to stay with a bank after I move or switch to a new bank for convenience?
It depends on what their fees are. If you can get direct deposit from your work, and get no fee atms, then it might be worth staying with the bank you already have. If not, you are losing all the services you appreciated anyway or having to drive too far to get to them, so it isn't worth it anymore.
Can a bank close your account if you have too many disputes?
Yes, a bank can close your account if you have too many disputes.
Can credit card companies garnish your wages or take away your house?
== == * Yes they can, but there are so many factors that must be in order before they can do that. For example, they must consider the balance of the account, if your bank account is a joint account, the laws of the state which you live, etc. They have procedures to follow. It does happen, but as a general rule, they try to stay away from that because it costs them money for lawyers, etc. == == * If you do not pay your credit card balance, the credit card company would first have to sue you and get a money judgment. Laws on collecting judgments vary from state to state, but most states would allow some type of wage garnishment. Once entered, state law would determine the amount of interest that accrues on the judgment. * It is highly unlikely they will ever even come after you. Unless you owe quite a considerable amount they will just write it off and sell the debt for pennies to a collection agency. They too will unlikely ever sue you because of the cost it takes to go to court. * Credit card companies cannot take your house, they can only put a lien on money owed that would be paid if you sell the house and have equity. As far as garnishing wages and I'm not sure if it's according to state laws, but the state I live in wage garnishment can only be by the Government, IRS or Child Support Agency. You can ask your employer about the laws on wage garnishment.
Where can you find information on the Internet about debtor wage garnishment in Minnesota?
Try steveshorr.com then click thru to debt collection Check out this site too small-claims.courts
Can you write off a wage garnishment on your taxes?
This site has the answer it was too much to paste from my mobile phone here is the link: .brighthub.com/money/personal-finance/articles/35298.aspx
If you are not able to make your house payment do you have to file bankruptcy or will the bank foreclose on the house and not garnish your income?
Bankruptcy only temporarily prevents foreclosure action. A house is considered secure property so it is up to the lender as to what action will be taken, foreclosure or reaffirmation of the loan. The bank would pursue foreclosure and not wage garnishment. If you're in a house you can't afford any longer, sell it. Too many homeowners wait too long. Don't wait for the bank to foreclose.
Is there any way to stop wage garnishments?
The best thing to do would be to check out the Federal Wage Garnishment Laws at www.jkharris.com. Generally if you are having your wages garnished it is because of some money owed to someone, so you could try to work out payments at the source too.
How do I appeal to the courts from garning my wages. I'm in finacial problems from too many wage garnishment, but do not wnat to file bankruptcy?
You will need to file a motion with the court for each creditor to have the amounts adjusted,
In which US states can wages not be garnished?
In certain states your wages cannot be garnished for certain liabilities. For instance, if you owe taxes, they will garnish your wages, if you owe child support and have been a deadbeat parent, they will garner your wages, however, there are some jurisdictions that will not garnish your wages for certain unsecured debt. More input from FAQ Farmers: * Florida but only if you are head of household. * South Carolina, too! * Pennsylvania, South Carolina, North Carolina and Texas do not allow wage garnishment for creditor debt. Florida does not have specific laws prohibiting the action, but does have laws that make it very difficult for wage garnishment against the "head of household." * Kansas - Special "purchased paper" law. Basically, if an account is sold to another company *BEFORE* judgment, a wage garnishment is not allowed. If an account is sold to another company *AFTER* judgment, then a wage garnishment is allowed.
Can an accountant offer advice on tax debt resolution?
More info is required on your type of tax debt. If you just owe outstanding taxes, or back taxes you can work with the IRS or an debt counselor, accountant to set up a payment plan. If the tax debt has gone too long to the point of Bank Levy, or Wage garnishment, then it is beyond the help of an accountant to assist you. You may need legal help from a Tax attorney to help stop the Levy/ Garnishment to make settlements for this debt
How do you fight back if you have a wrongful garnishment and now they have gotten over payment too?
How do you fight back if you have a wrongful garnishment, you have not been served and your employer has paid your money over to the court?
is it legal for a garnishment collector to have been paid the amount owed in full, which was already twice the original amount due to interest to deny my settlment offer for which is only more interest left on the owed account?
You should refer to the judgement against you to determine what the Judge determined regarding interest. In terms of your garnishment, this is the only document that matters. If you feel you have been garnished too much you should contact an attorney.
Where can i find a Colorado court form to request a wage garnishment?
The first related link below is the main Colorado State Judicial Branch forms page. Depending on which court you're in, click on County Civil or District Civil and you'll see a link for Garnishments. Click that link to see the list of available garnishment forms. I found this at the second related link below, which also has links to forms for local courts arranged by county; you may find applicable forms there too. CourtReference has a page like this for every state.
Is it best to stay with a bank after I move or switch to a new bank for convenience?
It depends on what their fees are. If you can get direct deposit from your work, and get no fee atms, then it might be worth staying with the bank you already have. If not, you are losing all the services you appreciated anyway or having to drive too far to get to them, so it isn't worth it anymore.
When was Enough Is Too Much Already created?
Enough Is Too Much Already was created in 1988.
