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What type of home loan can you get with a credit score of 725?
With a credit score of 725 you can do any kind of home loan. Buy, refinance, do a 1st or a 2nd, 100%, no income no assets etc.
Should you close all credit cards since that FICO score is not needed to buy a house?
I am a mortgage broker. You need a FICO score to buy a home. If you have no credit, keep open at least one credit card so you can build some tradelines.
How can you get a home if the credit score is 595 do you need a co signer for a 100 loan to buy a house?
Nowadays, it is pretty tough to buy a home when one's credit score is merely 595. One signer is enough to obtain 100% financing, if his earnings are sufficient to support the monthly mortgage payment (and other debt) and his credit score is good. It would be unfair to assume that you do not qualify for a mortgage without looking into the entire picture. You must realize that one's credit score is not the only influencing factor involved with financing the purchase of a home.
What is the optimal credit score for a house?
fine. So it is really difficult to simply quote a baseline score, as it will not be applicable from lender to lender or borrower to borrower. However, with credit scores of 653, 676 and 697, you have a good chanc what credit score you need to buy a home. http://www.squidoo.com/whatcreditscoredoyouneedtobuyahouse
What kind of credit score do you have to have to buy a house?
mortgages
What type of home loan can you get with a credit score of 725?
With a credit score of 725 you can do any kind of home loan. Buy, refinance, do a 1st or a 2nd, 100%, no income no assets etc.
If your credit score is approx 412 but you have a cosigner with perfect credit can you buy a home?
The bank looks at the middle score of the person with the worst credit score which is the person with the 412. And with the lenders are being more strict on home loans, it will be difficult to approve. You may want to repair your credit or hire a reputable firm in the BBB to repair your credit.
Should you close all credit cards since that FICO score is not needed to buy a house?
I am a mortgage broker. You need a FICO score to buy a home. If you have no credit, keep open at least one credit card so you can build some tradelines.
How can you get a home if the credit score is 595 do you need a co signer for a 100 loan to buy a house?
Nowadays, it is pretty tough to buy a home when one's credit score is merely 595. One signer is enough to obtain 100% financing, if his earnings are sufficient to support the monthly mortgage payment (and other debt) and his credit score is good. It would be unfair to assume that you do not qualify for a mortgage without looking into the entire picture. You must realize that one's credit score is not the only influencing factor involved with financing the purchase of a home.
What is the optimal credit score for a house?
fine. So it is really difficult to simply quote a baseline score, as it will not be applicable from lender to lender or borrower to borrower. However, with credit scores of 653, 676 and 697, you have a good chanc what credit score you need to buy a home. http://www.squidoo.com/whatcreditscoredoyouneedtobuyahouse
What kind of credit score do you have to have to buy a house?
mortgages
When it comes to credit what is good?
A good credit score is anything between 700 and 749. It is very important to have a good credit score when wanting to buy a house.
One Of The Most Important Numbers?
Your credit report is one of the most important numbers you will have in your life. You can call one of the credit reporting agencies to have them send you your credit score. When you buy a car or a home your credit score will be used to determine the down payment and the monthly payments. It can also determine if you even get the house or car you wish to purchase. You can improve your credit score by making payments on time.
Can you buy anything with a 547 credit score?
Well...no not really
How do you make a 455 credit score to a 620?
Get a job for 6 months and then buy a car!! you will have high interest but its gonna help your credit score...
How does having a Best Buy credit card impact my credit score?
Having a Best Buy credit card can impact your credit score in both positive and negative ways. If you make on-time payments and keep your balance low, it can help build a positive credit history. However, if you miss payments or carry a high balance, it can hurt your credit score. It's important to manage your credit card responsibly to maintain or improve your credit score.
Can you buy your first home with a poor credit score if you have no major incidents on your report just credit card debt?
A home is a big investment and you don't want to pay high interest rate on the biggest purchase of your life.
