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Get a letterheaded statement from your Land Lord that confirms your excellent payment history along with a copy of the rent contract. Then when you got to apply for a loan, present a copy of the above to be attached to the application. This does help even if a loan officer says otherwise...it shows good faith, follw through , and dedication.

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19y ago

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If you pay off an enormous credit debt within a year will it be completely off your credit report once it is paid off?

Every credit company and lender is required to repost to the credit bureaus monthly so it will show a zero balance within a month of paying it off but it will not be completely off you credit report. It will still show the company and original balance of the loan but it will show that the balance is at zero and when it was paid off.


Why is my paid off car not showing on my credit report?

Your paid off car may not be showing on your credit report because auto loans are not always reported to credit bureaus. If your lender did not report the loan, it will not appear on your credit report.


I have paid my default in full can i have it remove from my credit file?

No, it will show on your credit report as a paid collection/judgement and will fall off of your credit report in 7 years. After you pay the debt keep all receipts and check your credit report in about 60 days to make sure they reported it as paid. Many collection companies never report it paid.


How can you built you credit easy and fast?

get a regular bill, like your electric bill, and set it up to be paid from your credit card every month. Then pay the thing off every month from your checking account and don't use it for anything else.


How long does a judement remain on your credit report?

This will stay on your credit indefinitely until it is paid. Once it is paid, it will show a zero balance, but your credit report will still show that you did have a judgment at one time. It will stay on the report for approximately 7 years.

Related Questions

If you pay off an enormous credit debt within a year will it be completely off your credit report once it is paid off?

Every credit company and lender is required to repost to the credit bureaus monthly so it will show a zero balance within a month of paying it off but it will not be completely off you credit report. It will still show the company and original balance of the loan but it will show that the balance is at zero and when it was paid off.


What should you do to get paid collections off your credit report?

If the account is legitimately yours, then you cannot legally have it removed from your credit report. However, if you paid the collection account off, it should be reported as paid on your credit report. Still, the accounts will not be removed from your credit report for 7 years.


Why is my paid off car not showing on my credit report?

Your paid off car may not be showing on your credit report because auto loans are not always reported to credit bureaus. If your lender did not report the loan, it will not appear on your credit report.


I have paid my default in full can i have it remove from my credit file?

No, it will show on your credit report as a paid collection/judgement and will fall off of your credit report in 7 years. After you pay the debt keep all receipts and check your credit report in about 60 days to make sure they reported it as paid. Many collection companies never report it paid.


How can you built you credit easy and fast?

get a regular bill, like your electric bill, and set it up to be paid from your credit card every month. Then pay the thing off every month from your checking account and don't use it for anything else.


How long does a paid off tax lien stay on your credit report?

7 years, after they are paid off. I have heard that tax liens stay on your credit report 10 years after they are paid off.


How long does a judement remain on your credit report?

This will stay on your credit indefinitely until it is paid. Once it is paid, it will show a zero balance, but your credit report will still show that you did have a judgment at one time. It will stay on the report for approximately 7 years.


In a credit report what do individual ratings of 19 09 or R9 mean?

These are charged off accounts: Installment Loan, Open loan that is paid in full each month, and Revolving Line of Credit.


How long does a paid lien stay on credit report?

It should drop off after 7 years, but you should write to the credit reporting angencies to report the payment and provide proof that the debt has been paid and this might expedite removal from your credit report.


How long does a satisfied judgment stay on your credit report WA?

A paid judgment stays on a person's credit report for seven years. An unpaid judgment also stays on the report for seven years, but may be renewed. Tax liens are another item that stay on a credit report for seven years, if paid. If not paid, they remain on the credit report indefinitely.


Can a judgment be removed from your credit report?

Yes...once it is paid.


Will a judgment be removed from a credit report if it is paid?

No. It will show that you had a judgment on your credit report for up to seven years, but it will show a zero balance.