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The at-fault party's insurance should cover your vehicle. EVEN THOUGH OUR INSURANCE HAD RUN OUT BY AMONTH?

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16y ago

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Related Questions

Can a insurance company sue me after an accident. Because after their investigation they found me a fault. I was not issued a ticket for the accident?

Yes.


What can you do if you had an accident and a ticket was given but later cancelled and there is no violation on record but the insurance company is still surcharging for the accident?

If the insurance company had to pay anything for damamges, then they will raise your rates for it. An accident will be on your record whether at fault or not and whether or not you got a ticket. Changing insurance companies may not save you much money. If you can get documentation proving the ticket was voided and your driving record is clear, forward it to your insurance company. If they refude to take it into consideration, file a compaint with a supervisor or a general director of the company. If that fails, you might want to think about shopping around.


If you received a ticket for careless driving but the officer said the accident was unreportable will your insurance premiums increase?

When the insurance company finds out about it, possibly. I imagine that it depends on your insurance company, but I'd say yes.


Do you have to declare a car accident to your insurance company even if you dont make a claim?

No, not unless you want to have repairs or need to repair another person's car. If you got a ticket because of the accident they will know because the ticket will be reported to them.


Do you get a citation if your insurance company finds you at fault for an accident in California?

Not if it happened on private property and generally speaking if you weren't issued a ticket at the scene of the accident you most likely won't get one later. The insurance company can't issue a citation. Only the police can do that.


If you were stopped by the police and no ticket was issued does your insurance company find out about it?

No, no ticket, no report, no knowledge to insurance company.


What happens if you have auto insurance but no drivers licnese and you get into an accident that is not your fault will the person at fault insurance still take care of the damages to your car?

You get a ticket and your insurance goes up. You can not drive without a license and if you cost the insurance company money they raise your premiums especially if you get a ticket


What if you are in an accident that wasn't your fault and don't have insurance?

Expect to get a ticket for not having the insurance.


If unlicensed driver in New Jersey takes his mothers car without knowledge and gets in an accident what will happen with court and insurance?

Your mom could loose everything by being sued by the other drivers insurance company. Because you are unlicensed and took the car without permission her insurance company will not cover the accident and you are likely to get a ticket.


Does a persons car insurance go up if they get ticketed with an infraction?

It usually does, but not always, I have been with my company for many years and have built up an accident or ticket forgiveness. It depends on many things, but most important is that this is up to the insurance company


How long does it take to lower the premium once it has been raised?

This will depend on what type of insurance and what the reason was for the premium being raised. If your auto insurance was raised because of an accident, ticket etc then the rules of the company and/or the state will drive the answer. In CA an accident is generally not counted against you after three years, a ticket after five. A DUI would be longer. Homeowners


If the police determine you are not at fault can your insurance company classify the accident as at fault?

I would like to hear the answer to this question too. My husband met with an accident and the police gave the other driver a ticket and he was at fault without doubt. The insurance company is not settling the claim saying we have to share the liability. They are not paying for a rental also. Please advise.