no. You have to reapply for a new checking account. Go to your local bank or online.
He closed all the banks and only reopened those with enough money.
I do not know about Wells Fargo, but Bank of America can. They took money from an account where I am a co-signer. My old account was closed 6 years ago.
The estate of the spouse is responsible. IF both are on the same checking account then the FULL amount of that checking account can be considered the spouses estate too. Even if the account is closed just prior or just after death, then the amount in the account months prior is still considered a portion of the estate.
he closed all banks and only reopened those with enough money
No, a bank cannot reopen a closed account without your permission.
Can a checking account be closed when you have a neg balance
He closed all the banks and only reopened those with enough money.
I need to create a new checking account number for my pension deposit
Why would you think this would work? This is fraud.
We don't know
It depends on the type of case, how it was closed, when it was closed, and if you have a good reason to reopen.
He closed all the banks and only reopened those with enough money.
Visit your local bank and speak with a bank officer.
Yes. Writing a check on a checking account that is closed/inactive is a crime. Customers are not supposed to do that and if they do, the bank can report it and take legal action against the offending customer. The customer can be fined or jailed for doing so.
Banks do not use the same checking account number twice. The routing number is the same for many accounts as it is a geographical designation of where your bank/branch is located.
Yes. However, if your account was closed due to a negative balance that you failed to repay, you might have some difficulty. Banks report these "charge-offs" to credit reporting agencies other than those used to verify credit for a loan. If a bank, during their account opening process, sees that you have caused another bank a loss on a checking account, they most likely will not open a new checking account for you. The best remedy is to pay the bank that is reporting the loss and start the process over. Good luck!
A joint account holder cannot be removed from the account, the account will have to be closed.