0
Im pregnant and have a car on finance i cant afford to pay the monthly instalements no more?
Your pregnancy has no effect on your responsibility to pay the bank. You need to negotiate with the bank asking it to take possession of the car and to forgive any amount you still owe after the bank has sold the car. The negotiations will be more fruitful if the car has been well maintained.
What else can I help you with?
What is the recommended car loan to income ratio for individuals looking to finance a vehicle purchase?
The recommended car loan to income ratio for individuals looking to finance a vehicle purchase is typically around 15 to 20 of their monthly income. This means that the monthly car loan payment should not exceed 15-20 of their monthly income to ensure they can comfortably afford the loan.
Should I finance a laptop?
Financing a laptop can be a good option if you need it for school or work and can afford the monthly payments. However, consider the interest rates and total cost before making a decision.
What is the how much house can I afford formula?
The formula to determine how much house you can afford is typically based on your income, expenses, and debt. A common guideline is that your monthly housing costs should not exceed 28 of your gross monthly income. This can help you estimate the maximum amount you can afford to spend on a house.
What three factors determine the amount you pay in finance charges?
Finance charges are billed on any revoling balance. What determines what you pay is the balance at the closing of you monthly statment!!! The key is to pay more than the minimum. On average to avoid interest on credit cards do not carry a revolving balance to avoid interest. Tip: only charge what you can afford to pay!!!!
What are the benefits of choosing a PCP finance option when purchasing a car?
Choosing a PCP finance option when purchasing a car can offer benefits such as lower monthly payments, flexibility at the end of the agreement to either buy the car, return it, or trade it in for a new one, and the potential to drive a newer or more expensive car than you might be able to afford outright.
What is the shortest number of months you can get a Citi auto loan for?
You can get a Citi auto loan for shorter months if you are willing to make big payments monthly. It all depends on your finance and what a person can afford to pay monthly.
What is the recommended car loan to income ratio for individuals looking to finance a vehicle purchase?
The recommended car loan to income ratio for individuals looking to finance a vehicle purchase is typically around 15 to 20 of their monthly income. This means that the monthly car loan payment should not exceed 15-20 of their monthly income to ensure they can comfortably afford the loan.
Should I finance a laptop?
Financing a laptop can be a good option if you need it for school or work and can afford the monthly payments. However, consider the interest rates and total cost before making a decision.
How can I calculate the car payments for a new car?
Cars.com is the favourite "calculator" people use, but there are a few about. You can check repayments and terms and conditions at Car Finance. It will help you calculate your wage, forgoing monetary commitments, and make sure you can still afford a monthly repayment, and how much you would be able to afford on your new purchase.
Where can you find an Edmunds calculator?
The Edmunds website offers a variety of free to use calculators related to auto finance. These calculators include a monthly loan payment calculator and a tool which enables one to determine how much they can afford to spend.
I bought a new car and can't afford it and would like to trade it in but I have bad credit?
Call the finance company and ask if they can extend the term of your agreement. This will mean you pay more money over time, but the monthly payments will come down.You already have a finance deal on the car you can't afford, so just down grade to something you can afford and ask the finance company to adjust your payments according to the change in value of the cars.Either way it's going to cost you money and you'll end up paying out a lot more money over a longer period of time.
Monthly payments on a farrari enzo?
More den you can afford. DREAM ON.
How much home can you afford?
The amount of home you can afford is based on your monthly or annual income. For example if you have a down payment of $10000.00 and a gross monthly income of $4000.00, your maximum home price should be $40000.00.
What should you not do when you are older?
get her pregnant when you can't afford it.
What is the how much house can I afford formula?
The formula to determine how much house you can afford is typically based on your income, expenses, and debt. A common guideline is that your monthly housing costs should not exceed 28 of your gross monthly income. This can help you estimate the maximum amount you can afford to spend on a house.
You bought a car with gmac through finance after one month you realized that you made a mistake as you could not afford to meet the monthly payments what should you do?
First see if you can get the vehicle financed for a longer period of time, thus lowering your payments. If you can not do that then call the finance company and see if they can help some other way. Last, you may have to give the vehicle back.
What three factors determine the amount you pay in finance charges?
Finance charges are billed on any revoling balance. What determines what you pay is the balance at the closing of you monthly statment!!! The key is to pay more than the minimum. On average to avoid interest on credit cards do not carry a revolving balance to avoid interest. Tip: only charge what you can afford to pay!!!!
