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Typically they are going to be responsible. Both are considered to have benefited from the transactions.

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11y ago

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Is a spouse responsible for the credit card debts in the other spouse's name in New Jersey?

If the two of you are married, I believe you are responsible.


Is a wife who is not a joint account holder responsible for her husband's credit card debt in Illinois?

Illinois is not a community property state, therefore a spouse who is not a joint account holder is not responsible for the credit card debt of the other spouse.


In Florida is the spouse responsible for a personal loan taken out only in the other spouses name?

In Florida, a spouse is generally not responsible for a personal loan taken out solely in the other spouse's name, as individual debts are typically the responsibility of the person who incurred them. However, if the loan was used for joint expenses or if the couple lives in a community property state (which Florida is not), there may be exceptions. It's important to consult a legal professional for specific cases, as individual circumstances can affect liability.


Does wife credit card affect husband?

If a spouse has a credit card in their own name & the other spouse isn't listed on it, bad credit won't affect the second spouse. But, if you both apply for a loan or other credit - the credit bureau will check both parties credit reports.


Is a spouse financially or legally responsible for debt of other spouse?

I divorced my husband and had the credit card debt negotiated so that he was the responsible party for paying the debt. He does not pay on the debt therefore I found out that I am liable for the debt because the card was opened in both names.

Related Questions

In Florida is a spouse responsible for credit card debt that is solely incurred by the other spouse?

No. Florida like several other states treat marital debts as being separate when they are not jointly incurred.


Is a spouse responsible for the credit card debts in the other spouse's name in New Jersey?

If the two of you are married, I believe you are responsible.


is a spouse responsible for debts of the other spouse in Virginia?

Not unless both parties signed the credit agreement etc.


In Texas is a spouse responsible for credit card debt that is solely incurred by the other spouse under a credit card which was issued prior to the marriage?

Yes. STATED BY AUTHOR


Is a wife who is not a joint account holder responsible for her husband's credit card debt in Illinois?

Illinois is not a community property state, therefore a spouse who is not a joint account holder is not responsible for the credit card debt of the other spouse.


In Missouri is the spouse responsible for credit card debt when the other one dies?

If the surviving spouse was not an account holder then he or she is not responsible for repayment of the debt. FYI, authorized users are likewise not legally responsible for credit card debt as it is assumed the AU has no control over how the account is handled.


Is surviving spouse responsible for credit card debt in North Carolina if she was not on the account when the other spouse died?

In North Carolina the estate of the deceased is responsible for the debts. Indirectly, the spouse is going to pay the debts, either by a smaller inheritance or as a beneficiary of the goods and services purchased by the spouse.


In Ohio is the spouse responsible for the other spouse credit card debt?

credit card debt is reserved to all the names that were used when the credit card was applied for so even in divorce situations where the judge has split the debt it is not legally removed from you if your name was on the account


Does wife credit card affect husband?

If a spouse has a credit card in their own name & the other spouse isn't listed on it, bad credit won't affect the second spouse. But, if you both apply for a loan or other credit - the credit bureau will check both parties credit reports.


When you marry will your credit and your spouse's credit be combined and will you be responsible for your spouse's collections?

No.Debts acquired before marriage remain the responsibility of the person who made them.However, if you live in a community property state all debts of a married coples are joint debts.In other words, if you buy a car, house, take out a loan, get a credit card,etc., your husband will also be responsible for the debt.


Is a spouse financially or legally responsible for debt of other spouse?

I divorced my husband and had the credit card debt negotiated so that he was the responsible party for paying the debt. He does not pay on the debt therefore I found out that I am liable for the debt because the card was opened in both names.


Is a spouse responsible for medical bills of the other spouse?

The spouse will indirectly be responsible. The estate must resolve all debts. Until that is done, the spouse cannot inherit anything.