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Who are the 20 largest shareholders of hsbc?
They are: Fmr Llc Dodge & Cox Inc Capital Research Global Investors Sarofim, Fayez Credit Suisse/ Capital World Investors Matthews International Capital Management Llc Wellington Management Company, Llp Mercator Asset Management,Lp Lazard Asset Management Llc Fidelity Diversified International Fund Dodge & Cox Stock Fund Washington Mutual Investors Fund Vanguard/Wellington Fund Inc Fundamental Investors Inc Scout International Fund American Fds Insurance Ser-Growth/Income Fd Matthews Asia Fds-Matthews Asian Grw & Incm Fd Dodge & Cox Balanced Fund
What are non deposit sources of banks' funds Reply in detail with full examples.?
Deposits of public in the form of saving, current accounts, FDs, RDs, cash certificates are the main dopsit sources of a bank. Banks generally rely on such deposit sources of funds also known as public deposit. But when bank require large amount of funds to face the problem of liquidity they borrow funds from other sources like money market this is termed as non deposit source of fund.
Is Investing in Corporate FDs is a Bad Idea?
The point here is that, not all company's are mismanaged or go broke. There are numerous well-performing company's that raise capital by using this FD option. They do it because, it is usually cheaper than borrowing from banks. Banks usually charge a much higher interest rate than what these company's would pay on their corporate FD schemes. So, if the company is a well managed one, with a reputation of stable business and profit earning, then there is a very good probability that you will receive your interest payouts on time and that the company will meet its commitment to repay your deposit at the end of the deposit tenure.
Are fixed deposits secured or unsecured loans?
Loans against Fixed Deposit (FD) are secured loans where borrowers secured against collateral (fixed deposit). The amount of secured loan depends on the FD deposit amount and this can go up to 90% – 95% of the deposit amount.Who can Apply for Loan against FD?· Loan against fixed deposits is extended to all the fixed deposit holders, be it individual holder or those with joint accounts· FD in the name of a minor does not qualify for this facility· Investors of 5 year tax saving FD cannot apply for this type of loanBenefits of Secured FD Loan· It offers lower interest rates in comparison with other types of loans (0.5% – 2% above the applicable FD rate)· You don’t have to break FD and go for premature withdrawal thus suffering loss of interest on FD· There’s no processing fees· You can obtain the loan against domestic as well as NRI FDs· The repayment is simple – a lump sum or installments (not later than FD tenure)
How do you create a CD ladder?
Laddering is an effective investment technique that is used by many intelligent investors who want to put their money to best possible use. You can do a Ladder using many investment options like Bank FD, NSC Certificates, Bonds etc.Just like a normal ladder, our investment ladder also has a certain number of steps. This is determined by the initial number of investments that we would be ready to make. Let us take an example where a Bank FD ladder is formed by Mr. X.Let us say Mr. X has idle cash of Rs. 3 lakhs and is willing to deposit it in a bank to ensure safety of the capital. Let us say the bank offers him an interest of 8% for one year and Mr. X invests it happily. At the end of the first year Mr. X would get Rs. 24,000/- as interest. Now if Mr. X wants to invest in the bank FD again, there is no guarantee that the bank would offer 8% or more. Based on the market interest rates, the bank may opt to reduce it. Let us say the bank reduces the rates to 6%, Mr. X has effectively lost Rs. 6,000/- that year as interest income. This is called Re-investment Risk.Laddering is a technique that can help us reduce this risk to a great extent. You can limit reinvestment risk by laddering, since you'll only have to reinvest part of your total fixed-income assets at any one time.A FD ladder is made up by purchasing several FD's at one time with different maturity dates. One example of a FD ladder is to have maturity dates of one year, two years and three years. These three investments make up the three rungs of your FD ladder with one certificate maturing every year for the next Three years.Mr. X had Rs. 3 lakhs to invest. He would buy 3 FD's for Rs. 1 lakh each with each one invested for one year more than the first. So he would have a 1 lakh FD maturing in one year, another in two years, and so on up to the last one which matures in Three years. Every year for the next three years one of his FD matures and earns you interest on his principal of 1 lakh.When the deposit matures, he would roll it over into another FD. The best strategy is to purchase a new CD at the longest term, which in our example above would be three years. This strategy allows you to take advantage of the higher rates normally associated with longer-term FDs while maintaining more frequent access to part of your funds.Let us say Mr. X needs Rs. 50,000/- at the end of the 6 months and he has no other cash sources apart from his FD's. In the normal scenario, he would have had to pre-close his FD (which would attract a penalty & he would not get the normal Interest) and then re-invest the remaining money in a different FD which may or may not earn as much as the interest rates may have changed. But in our scenario, all Mr. X would need to do is, take Rs. 50,000/- from one of his FD's and let the remaining 2 FD's go on as planned thereby reducing the penalty and interest lost because of the unexpected emergency.Another advantage to laddering your FD's is that over time it evens out the high and low interest rate cycles. Some years interest rates will be high, other years the rates will be lower. Currently banks are paying some of the highest FD rates we've seen in the last decade.Before deciding on laddering your FD's, make sure you can afford to do without that money for a period of time. You'll pay a penalty for withdrawing your funds before your FD reaches maturity.Also, don't get stuck on the idea that you have to invest in a 3-year ladder. You may be more comfortable with a five year ladder based on your financial needs. Or you may want to try a ladder with a 3 month, a 6 month, a 12 month, and a 24 month maturity. You can try a NSC ladder with 6 steps where you begin by buying NSC certificates every year for the next 6 years and then continue to Ladder it during subsequent years.The benefits of laddering your FD investment is that you lower your risk of losing money when rates are low, increase your returns when rates are high, and still have access to a portion of your money, should you need it for an emergency.Note: A Fixed Deposit in India is the same as a CD in the USA
What is the market cap for FactSet Research Systems Inc FDS?
As of July 2014, the market cap for FactSet Research Systems Inc. (FDS) is $5,162,329,124.40.
What is the symbol for FactSet Research Systems Inc in the NYSE?
The symbol for FactSet Research Systems Inc. in the NYSE is: FDS.
Where do you put an FDS BIOS-ROM file on FCEUX version 2.0.3 in order to play FDS games?
The game directory.phpDEMON of X-SEGA
What does 'operative fds' mean?
functional design specification
How do you use the fds hack in zwinky?
Good luck finding it, zwinky found out about it and band that website for good. People say they have the fds hack but it don't exist no more, they just want your pass. There's so many fake downloads with viruses. The fds hack is gone, dont trust fake sites.
Does fds feminine spray contain aerosol?
An aerosol is a cloud of solid or liquid particles in a gas. I think you are asking if FDS contains a propellant. I believe the Isobutane in the product is used as a propellant and is also what makes the product flammable.
What are some examples of mental disorders that are caused by X-linked genes?
fds
What kinds of money are on foopets?
Foodollars and Foogems. Foodollars = FDS Foogems = FGMS
What do the following letters mean after a dentists name fds?
federation dental surgeons
Is Wayne s brother an FDS man?
John Wayne's only sibling, Robert, is deceased.
How are the words president and capital city related?
theu sw,8 33e def fds rts tdt
Where can you buy FDS clean n gentle blood and stain remover?
There’s a case of 12 ct on eBay
