To determine if your credit card is still active, you should contact your credit card issuer or check your latest statement for any recent transactions.
No
No... It will simply have a zero balance owing. The card will still be active - until you cancel it yourself.
It will appear on the CR when the account becomes active, not when the card is approved.
You may do that in case of credit card consolidation wherein your credit card debts are consolidated into one credit card. However, if you can still negotiate to lower your interest rate and monthly payments; it is still better to pay off your debt with cash and not consolidation.
Yes, but the funds are still withdrawn from the account that the debit card it linked to ... in other words using the debit card as a credit card is still a point of sale transaction. You cannot be extended "credit" on a debit card.
No
No... It will simply have a zero balance owing. The card will still be active - until you cancel it yourself.
It depends if your Canadian or not, you can still get a credit card.
It will appear on the CR when the account becomes active, not when the card is approved.
If your card has a zero balance - you (obviously) won't pay any interest. However - the card company may still charge a fee for keeping your account active.
maybe
One can find tips on credit card verification by a code on front or back of the credit card. The code acts as a security code and helps people know if the card is active or not.
You may do that in case of credit card consolidation wherein your credit card debts are consolidated into one credit card. However, if you can still negotiate to lower your interest rate and monthly payments; it is still better to pay off your debt with cash and not consolidation.
Yes, but the funds are still withdrawn from the account that the debit card it linked to ... in other words using the debit card as a credit card is still a point of sale transaction. You cannot be extended "credit" on a debit card.
If you have a bad credit history, you can still avail of credit card applications. It depends on the company. Sometimes, you have to fix your credit card history before you can apply for a new one.
If you have never bought anything on credit, you do not have a credit score.
Even if you have bad credit, you can still often find an easy credit card to qualify for. Depending on whether you have a poor credit history, or just no credit.