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No, open access is not a preferred provider organization (PPO). Open access typically refers to a healthcare plan that allows members to see any healthcare provider without a referral, while a PPO is a type of health insurance plan that offers a network of preferred providers at discounted rates.

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4mo ago

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Is Aetna Select Open Access a PPO or HMO?

Aetna Select Open Access is a PPO (Preferred Provider Organization).


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Open access is not considered a PPO or HMO. It is a different type of health insurance plan that allows members to see any healthcare provider without a referral.


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The key differences between an open access plan and a PPO lie in the flexibility of choosing healthcare providers and the need for referrals. In an open access plan, you can see any healthcare provider without a referral, but in a PPO, you may need referrals to see specialists. This impacts coverage and costs as open access plans may have lower out-of-pocket costs but limited provider choices, while PPOs offer more provider options but may have higher costs.


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