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Yes, the service is provided at no charge after the deductible is met.

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5mo ago

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How is deductible met?

When the insured/beneficiary (patient) pays the total deductible amount out of his own pocket. A deductible is the amount for which the patient is financially responsible before an insurance policy provides payment.


Do you pay the doctor in full payment until the deductible is met?

That depends on the terms of your insurance.


If you have met the deductible with your insurance company for the year and you change insurance companies in the same year do you need to satisfy another deductible with the new insurance company?

Not necessarily. It depends on the "Plan Year". For example, if your plan has a calendar year of January 1 through December 31, and by September 15 you have met your deductible, the new insurance carrier would have to issue a Deductible Credit Transfer because you have already met the deductible for the plan year. However, if the new plan has a plan year that runs from September 1, through August 31, then by September 15, your plan has already started to run and the deductible after September 1 only is the amount you can apply. YES


Is coinsurance required after the deductible is met?

Yes, unless your insurance policy says 100% covered.


Why would my health insurance company send me a check?

Your health insurance company may send you a check if they owe you a refund for overpaid premiums, if you have overpaid for a medical service, or if you have met your deductible and they are responsible for covering additional costs.


If you have a copay with your primary insurance but also have secondary insurance do you have to pay the copay before treatment?

Depends on the doctors office billing procedures. For more details visit www.SteveShorr.com yes, your secondary insurance should cover this amount if you have reached your deductible with them. Normally, if the primary insurance applies a deductible or co-insurance/co-pay and you have not met your deductible on your secondary policy, depending on your policy they may apply the remaining balance to your deductible. Normally after the deductible is met on the secondary ins. they pay 100% of your remaining balance.


How much does a biopsy costs?

My bill was $2500. My low cost insurance did not pay as I had not met my high deductible.


What does after deductible mean?

"After deductible" means you will not get coverage or certain benefits until a deductible has been met. Insurance policies often have more than one deductible. For example, you may have a $1,000 per year deductible for certain medical expenses, and another deductible for prescription drugs. If your prescription drug deductible is $500 per year, you will have to pay out of pocket the first $500 of drug cots before your plan will kick. Many plans have complicated formulas for how deductibles are applied and how they are met so there is no one answer. But "after deductible" always means that the person with the insurance policy will have to pay something first, before getting reduced-cost, free, or co-pay services and drugs. Source: Women in Business (http://www.womeninbusiness.about.com)


How do preferred-provider organizations operate?

Such plans contract with an extremely broad network of physicians and hospitals, cover all out-of-network care once an annual deductible is met, and reimburse doctors almost entirely on a fee-for-service basis.


How much does a prostate biopsy cost?

My bill was $2500. My low cost insurance did not pay as I had not met my high deductible.


Will secondary insurance pay the co insurance amount of primary insurance if you have met the deductible in secondary insurance?

Yes


Difference between a deductible and a premium?

A premium is the amount of money you pay the auto/health insurance company monthly, quarterly, or biannually whether or not you get in an accident or go to the hospital. The higher your premium the lower your deductible, and the lower your premium the higher your deductible. A deductible is the amount of money after you get in a car accident or visit the hospital before your insurance company pays anything. After you have met your deductible the insurance company covers the rest of the expenses.