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Answer:
Yes, Yellow Brick Financial helped me and settled all my debts. They were great. And yes, I'm a real person. Basically, they tell you up front their services. You need to due your due diligence! With this company they have a U.S.O.B accreditation which helped me to decide with this company. You need to educate yourself by calling several companies.
Yellowbrick serves as an intermediary service. They do the negotiating for you. Because they do it all the time they know what the going rate is (pennies on the dollar) each credit card company will potentially settle for. Then you start paying into a holding account. When your account hits a certain amount they call up the first creditor to settle the account "in full." Then on to the next card. They tell you it's not a guarantee. They tell you you will get harassing calls for a few months and it tapers off (thank goodness for caller ID).
They do tell you what to expect and provide the paperwork to send to collectors to cease and desist the annoying calls! You just need to take time to read the contract or ask them to explain it again until you get it. I didn't understand the first time and they just continued to answered my questions. Take notes.
Yellowbrick is there to make an ugly situation easier to deal with. They were good at monthly check-ins and replying to my questions within a 24 hr period.
Answer:
No! The owner has been accused of stealing hundreds of thousands of dollars from customers of the different businesses he's been involved in. All creditors will settle your debts with you after you have missed your payments for 4-6 months. Many, like Chase, will not work with debt settlement companies and will sue you within 8 months of being delinquent and garnish your wages. Debt settlement companies notoriously wait until you receive a summons by the Sheriff to show up in court before they will even contact your creditor for the first time. By then, your credit is ruined and your chance to reach a decent settlement has vanished. They will also ask you to change your mailing address to their corporate headquarters address, so that you won't receive all of the settlement offers that the creditors have been mailing to you. Their only interest in you is collecting that huge fee. There is no need to pay a debt settlement company to make one phone call. You can call 150-180 days after your last payment and say that you want to work something out because you have been in a financial hardship and you want to avoid filing bankruptcy. They will be delighted. Offer them between 20-25% of the total balance and ask them if you can make installment payments. In many cases they will abide by your wishes.
What else can I help you with?
What do you think make a company successful?
to make a company successful i thik u need a lot of employees a motto and a decent logo on a advert
What does a business card look like?
A business card should look decent and professional as it conveys all basic information about an business person and his or her company. So it should look simple but attractive.
What would be considered a decent return interest rate on auto loans?
How decent a return interest rate is on an loan is dependent on the individual person's idea of decent. One should also take into consideration personal factors that weigh into that return interest rate. What one may consider decent, may not be possible for him or her to receive.
How much would it cost for a decent size house in Brazil?
over 10000,00000000000
Can you refinance if you are currently in a forbearance agreement?
Yes, if your credit score is pretty decent (550 or so). In fact, it's probably better to refinance than to enter into a forebearance agreement because you will be in default if you miss even one payment and the mortgage company may secure a default judgment against you WITHOUT YOUR KNOWLEDGE!
Who pays the financial advisers?
I would say that the person or company who hired the financial advisors would be responsible for paying for them. Any decent financial advisor will have a contract to be signed before they begin work, and in it the fees should be clearly spelled out.
What does it mean when a girl says im not decent?
That she is not dressed for company.
How do a black man get a decent job in America?
start his own company
Which air conditioning company has the best reputation?
Frigidaire is one of the leading brands of air conditioning units. They are known to be very reliable and their cost is decent. To compare and contrast different brands you can check your yellow pages and various websites.
What things do you look for in a company?
Job satisfaction, decent/appropriate pay and perks.
A cheap and decent bus or minibus hire company in sydney?
Sydney Charter Bus
What do you think make a company successful?
to make a company successful i thik u need a lot of employees a motto and a decent logo on a advert
What are decent companies for installing replacement windows?
A decent company for installing replacement windows is The Home Depot. They will make a window that is customized fit for your house, and go to your house to install it.
Is skb model 5100 a good shotgun?
Not familar with the 5100, but SKB makes a decent shotgun. Company has been around since the 1800s. Their guns are midrange priced, have a decent reputation.
What website has a decent finance calculator?
There are a couple different websites which offer free financial calculators. Arachnoid offers financial calculators. Ultimate Calculators is another site which offers easy-to-use financial calculators. Bank Rate is another location where a person may use a financial calculator online.
How much is a 30-30 model 33 made by westpoint cotter and company?
$300.00 if in decent condition.
Which cell phone company provides decent customer service?
I have used Verizon wireless for many years, and have never had any negative experience with them. I would say that Verizon has decent customer service.
