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No, it's still "bad" not very bad- but "bad" It used to be an okay score; before the FICO 08 score changes.....Fico is the real credit score...not the other you pull from the credit bureaus. Those are estimated scores.MyFICO.com is the official score sight- which can resolve any other questions you may have.

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16y ago

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Can you get a good mortgage rate with a FICO score of 623?

It depends on the what is in your credit file when it comes to FHA. The best FHA lenders offer the best rates at 660 minimum credit score. They will also look to see if you need to have a 'manual underwrite' done on your loan. If that is the case, then you will have a higher rate.


What are the factors of 623?

only 1 and 623. 623 is not divisible by any number


How does a 623 credit score rank?

The numerical score ranges from 990 to 501 equaling grade ranges from A to F. 623 is in the D range. That is the Vantage Score, which is not used much in the savings and loan industry. A 623 FICO is probably equivalenet to a 700's Vantage Score, which would place you in the "C" range. I would say that 623 is an adequate score in the sense that you would qualify for an FHA loan (very important if you are seeking a house). Conventional (Non-FHA)mortgages would be more problematic--and would yield relatively high interest rates, thus increasing your monthly mortgage payment. Improvement in that score is required in order for you to qualify for decent interest rates off of many kinds of loans. 623 disqualifies you from getting the best credit cards and the most substantial credit lines. Your situation is not hopeless, however.


What is 7 multiply by 89?

623


What is a 409 and a 623?

409 + 623 = 1032


What is 7476 divided by 12?

623


Is 623 a prime number?

623 is divisible by 7.


What is -81 plus 623?

-81 + 623 = 542


What is 3 percent of 623?

3% of 623 is 18.69


What is 814 - 623?

191


What is 1000 minus 623?

1000 - 623 = 377


What is 623 rounded to?

623 is rounded to the nearest unit.