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no, it is a thin file and will show as a 0, bad credit will show a score of 350-less than 600

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17y ago

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Is having no credit better than having bad credit?

Having no credit is generally better than having bad credit because it means you have not yet established a credit history, whereas bad credit indicates a history of not managing credit responsibly.


Is no credit worse than bad credit?

Not having a credit history is better than having a bad credit history. Bad credit is very bad... No credit is good. you are now ready to apply for credit. Start small, like a department store credit card. You must establish credit and use it in order to get a credit rating.


How to obtain a mortgage with bad credit?

If you have a bad credit rating, you will have to pay a higher interest rate. This will be like a penalty for having bad credit.


What all does having bad credit effect?

Having bad credit could disable an individual from buying a house or car. Bad credit is usually restrictive on larger purchases that require borrowing money to obtain the item.


What credit cards can be applied for with bad credit?

Having bad credit a person limits themselves greatly on what credit cards they can have. The only card offered to people with bad credit is the Premier Bank MasterCard.


Do you need to have good credit?

It would be better than having bad credit.


How do I get a home loan if I have bad credit?

You can apply through banks and financial services despite having bad credit


How does a bad credit loan affect a person?

Having a bad credit loan negatively affects a person in many ways. Having bad credit enables a person from being able to obtain other loans including those having to do with home financing, vehicle financing, etc.


Is it possible to get a loan with bad credit?

Some agencies will accept high risk people with bad credit to receive a loan. It is still possible to receive a loan despite having bad credit.


Is having a 0 credit score considered bad?

Having a 0 credit score is not necessarily bad, but it can make it difficult to qualify for loans or credit cards since lenders use credit scores to assess creditworthiness. It's important to build credit responsibly to improve financial opportunities.


Would it be considered good credit standing if you don't have any outstanding loans or financial obligations?

Not really, having no credit is just as can be just like having bad credit.


What are the obvious signs of having bad credit on a MasterCard?

There are many signs of having a bad credit for MasterCard. One of the most obvious sign of bad credit is your mastercard payments being declined from time to time. Other signs may include not being able to reload your card.