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No, but you do hae insurace on your property, its put in place as soon as you buy the home, the mortgage is a fraud, the bank ur lawyer your clean title and the lawyer snuck behind your back and took a loan placed it back and called it a mortage, your NEGOTABLE INSTRUMENT PAID FOR YOUR HOUSE. ask the title company for your clean title

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12y ago

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Related Questions

What type of insurance coverage is typically included with mortgage protection?

Mortgage protection typically includes life insurance coverage.


How do you know if you have mortgage insurance?

You know you have mortgage insurance if you were required to purchase it when you got your mortgage. It is typically included in your monthly mortgage payment and protects the lender in case you default on the loan.


How can I ensure that my mortgage company is included on my insurance check?

To ensure your mortgage company is included on your insurance check, you should contact them and provide them with the necessary information for the insurance company to list them as a payee on the check. This ensures that the mortgage company can endorse the check and release the funds for repairs or rebuilding.


How do you find out if your deceased relative had mortgage life insurance?

One way is to check with the lender. Most lenders have affiliations with mortgage life insurance companies to provide this service and in most cases the insurance premium is included in the mortgage payment.


What are 4 elements that are included in the total amount of a mortgage payment?

principle, interest, insurance and taxes


Does the mortgage pay homeowners insurance?

In some mortgages insurance is included in the payment, but in others it isn't. If you don't know what you have you need to check.


Do you have to go through probate if your wife is on the deed but not the loan and the husband dies?

If the deed is a survivorship deed then the property will automatically be the sole property of the wife and bypass probate. However, it will be subject to the mortgage unless you buy some type of mortgage insurance.If the deed is a survivorship deed then the property will automatically be the sole property of the wife and bypass probate. However, it will be subject to the mortgage unless you buy some type of mortgage insurance.If the deed is a survivorship deed then the property will automatically be the sole property of the wife and bypass probate. However, it will be subject to the mortgage unless you buy some type of mortgage insurance.If the deed is a survivorship deed then the property will automatically be the sole property of the wife and bypass probate. However, it will be subject to the mortgage unless you buy some type of mortgage insurance.


How do I know if I have Mortgage insurance?

i have mortgage and homeowner insurance and fidc risk insurance


Understanding Mortgage Insurance?

More mortgage insurance is important because it pays lenders and investors in the event that a borrower defaults on a loan. When a loan goes bad, the mortgage insurance covers the lender for all their losses. Mortgage insurance helps to compensate borrowers for their lack of equity in the property, especially when their down payment is below average, percentage wise. The process of securing mortgage insurance usually comes along with the finance process of a home. Premiums for mortgage insurance are included in the monthly payment made by borrower. Some borrowers can obtain private mortgage insurance through government agencies. Although mortgage insurance as to the cost of the loan, it helps more people secure mortgage financing, especially those who don't have a lot of money to pay up front.


Who benefits from a mortgage insurance claim?

The real beneficiary from a mortgage insurance claim is ultimately the insurance company that provided you with the mortgage insurance in the first place.


Does homeowners insurance pay off your mortgage if one of the homeowners dies?

No. For that kind of benefit you need mortgage insurance or a life insurance policy.No. For that kind of benefit you need mortgage insurance or a life insurance policy.No. For that kind of benefit you need mortgage insurance or a life insurance policy.No. For that kind of benefit you need mortgage insurance or a life insurance policy.


Will homeowner's mortgage insurance pay for failing drainage pipes under foundation?

Mortgage InsuranceNo, Mortgage Insurance is NOT Homeowners Insurance. Mortgage Insurance does not cover your home at all.Mortgage Insurance covers your finance note, not your home.