IF you signed a loan with the CU and used the car as collateral, YES IT IS LEGAL. And it is WISE for you to pay.
To the credit union
To purchase a car from a car dealer with no credit history, you can consider getting a co-signer with good credit, making a larger down payment, or exploring alternative financing options such as a credit union or dealership financing programs for buyers with no credit history.
Credit Union mortgages can be obtained with any major credit or mortgage broker. Among the places offering mortgages are local credit unions, which can offer lower payment amounts and more competitive rates than major banking institutions.
Traveler's checks are readily available at any bank or credit union. You can also purchase them at some larger grocery stores.
If the financial institution is linked directly with the credit reporting company IE: Equifax or Trans Union then it will show as late after 30days.
To the credit union
To purchase a car from a car dealer with no credit history, you can consider getting a co-signer with good credit, making a larger down payment, or exploring alternative financing options such as a credit union or dealership financing programs for buyers with no credit history.
Every IQ Credit Union Business Checking account comes with features and benefits. To be accepted into a IQ Credit Union you have to be accepting credit and debit cards for payment.
If you are talking about a credit card payment or a loan payment to a bank or credit union, then yes you can. Simply contact the credit card company or bank/credit union and request a change in date for your payment. Explain why the new date will be beneficial to you, and therefore beneficial to the lending institution, since the new date will ensure you will make your payment on time.
a demand which will be dropped as partial or full payment for some other benefit
There are several payment options available for United Auto Credit and these include automatic withdrawal, Internet payment, mail payment, telephone payment, MoneyGram, Western Union, CheckFreePay and pay by text. Be aware that some of these forms of payment require an extra fee as high as $13.99.
Credit Union mortgages can be obtained with any major credit or mortgage broker. Among the places offering mortgages are local credit unions, which can offer lower payment amounts and more competitive rates than major banking institutions.
When you are late on your payment for a credit card, car loan, mortgage, etc... these "creditors" can report this late payment to the credit bureau that they have a relationship with (either Trans Union, Experian, or Equifax).These credit bureaus in turn stick it on your credit report which negatively affects your credit score.There are30 day late payment items,60 day late payment items,and 90 day late payment items.Many people remove these items by disputing them with the credit bureau (the credit bureau then has 30 days to go back to the creditor to verify the late payment). Sometimes it works and sometimes it doesn't.
I am not sure if I understand your question, but perhaps you are wanting to know what credit unions are in the Chicago area. If this is what you wanted to know, there are many such as United Credit Union, Access Credit Union, Alliant Credit Union and SourceOne Credit Union. I hope this helps.
The Union Credit Union was created in 1968.
Traveler's checks are readily available at any bank or credit union. You can also purchase them at some larger grocery stores.
A friend purchased a Kia auto-- finance officer included on contract something that she did not want. The contract was redone but now the monthly payment amount is still incorrect at the credit union. She needs to make a payment on the auto but cannot get a new payment with the correct monthly payment on it. She got her financing thru Beacon Credit Union. Beacon says they cannot read their copy off the copy machine. Can you send a good copy to Beacon Credit Union so they will correct the monthly payment amount. My friend does not have a computer and can you call her 713-822-7594 Her payment is due January 28, 2011. Please call today so she can get this resolved.