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How can you get a zero as your credit score?

Typically, if you see a "zero" or nothing as a credit score it is due to the consumer having no credit or not having any positive credit that would contribute to the scoring system. A consumer can have nothing but negative credit on their report and this would not generate a score. A score is normally generated when the consumer has had a loan and/or credit card history.


Is it possible to obtain an aqua credit card with juat a fair credit score?

Yes, it is possible to obtain an aqua credit card with just a fair credit score, though it's easier if you have a good score.


What is the lowest possible credit score that a person can have, and does a credit score start at 0?

The lowest possible credit score is typically around 300. Credit scores do not start at 0; they usually start at 300 or 350, depending on the scoring model.


Do you have a credit score if you do not have any credit cards?

Yes, it is possible to have a credit score even though you don't currently have any credit cards. If you have ever applied for credit of any type then you are likely to have a credit score.


Will leaving zero balances on open credit card accounts help your credit score or should they be closed to help your score?

Yes!! As long as they are at zero, you do not need to close them to help your score. Just don't open any new ones!!!


How can I build my credit with a score of 0?

First, credit scores don't go down to zero. The only way to improve credit score is to obtain credit, use it wisely, pay it on schedule.


Is a credit score of 800 good?

A credit score of 800 is very good and will net some of the best credit offers. A maximum score of 850 is possible on the FICO credit scoring system.


What does a credit score do for people?

A credit score is looked at to see if you can obtain a loan or get financed for a house, car, etc. It is important to try and keep your credit score as high as possible.


Is closed and paid zero balance good for credit score?

A closed account with a zero balance can positively impact your credit score, especially if it was paid on time. It demonstrates responsible credit management and contributes to your credit history length. However, if the account was closed by the creditor due to negative reasons, it might negatively affect your score. Overall, maintaining a mix of credit accounts and a positive payment history is key to a good credit score.


Is it possible for me to run my credit multiple times without negatively impacting my credit score?

No, running your credit multiple times can negatively impact your credit score as each inquiry can lower your score slightly.


What is the lowest score you can get in fruit ninja?

The lowest possible score you can get is zero in fruit ninja


Is it possible to have a credit score higher than 850?

no no