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It is possible, cash purchase, or substantial change in your ability to pay which would make the bank think you are a good credit risk. This could be in the amount of time since your foreclosure and maybe you have proved through repayment of another loan that things have changed since the foreclosure. Amount of time since foreclosure, repayment history, amount of credit, amount of debt are all items considered in your credit report which then gives you a score and the bank or mortgage company uses this to determine what kind of loan (rate and terms) you will get if any. All of this being said it is NOT easy especially in today's market.

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16y ago

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Do you have to pay a credit card lien on a foreclosure property that you are buying and if not who pays for it so there is a clear title?

You can assume the debt in the purchase but in doing so it is wise to use this as a bargaining tool in the purchase. That is if the credit card debt is not the reason for the foreclosure. If it is, it will be dissolved in the purchase and will no longer be a factor. Y-THINK-Y


Is it possible to process a refund to a different credit card than the one originally used for the purchase?

Yes, it is possible to process a refund to a different credit card than the one originally used for the purchase, but it depends on the policies of the merchant or company issuing the refund.


Is it possible to purchase chips at the casino using a credit card?

Yes, it is possible to purchase chips at a casino using a credit card.


How long does a foreclosure stay on your credit report?

A foreclosure will typically remain on your credit report for seven years.


Is it possible to buy a house if you've already had a foreclosure?

Yes, you can. If you show good credit worthiness after foreclosure. Usually two years after. With at least 3 new accounts and with 1 account with a credit limit above $3,000.00.


Is there still a past due amount on your credit report after foreclosure?

The foreclosure will be on your credit report indefinitely.


Does a Deed in lieu of foreclosure affect credit the same as a foreclosure?

Deed in lieu of foreclosure is not nearly as devastating to your credit as is a full foreclosure. Below is an article about the pros and cons of deed in lieu.


How long does foreclosure stay on your credit report?

A foreclosure will typically remain on your credit report for seven years.


How many points does foreclosure decrease your credit score?

how many points dose foreclosure decrease your credit score


How long is your credit affected after a foreclosure?

Usually a foreclosure will lower a person's credit score by 250 points, and sometimes by as many as 280 points. The foreclosure stays on a person's credit report for seven years.


Is it possible to purchase gold using a credit card?

Yes, it is possible to purchase gold using a credit card from certain dealers or online platforms that accept credit card payments for precious metals.


Why do you need a credit card for free foreclosure info?

You don't. If any website requests your credit card account number close your browser and forget about that website unless you are knowingly making a purchase and the website is secure.Look for foreclosure information at official state or federal websites.You don't. If any website requests your credit card account number close your browser and forget about that website unless you are knowingly making a purchase and the website is secure.Look for foreclosure information at official state or federal websites.You don't. If any website requests your credit card account number close your browser and forget about that website unless you are knowingly making a purchase and the website is secure.Look for foreclosure information at official state or federal websites.You don't. If any website requests your credit card account number close your browser and forget about that website unless you are knowingly making a purchase and the website is secure.Look for foreclosure information at official state or federal websites.