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One of the four basics of retirement typically includes savings, investment, budgeting, and healthcare planning. If you meant to ask which of these is not considered a basic, that would depend on the context, as all four are generally essential for a secure retirement. However, if one must choose, some might argue that healthcare planning is less foundational than savings or investment, as it can be seen as a subset of overall financial planning. Ultimately, the importance of each can vary based on individual circumstances.

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