"Should" is a relative term. With a credit score of 514, you probably shouldn't be acquiring any additional debts until you resolve your current situation, as that's a very bad credit score. Whether you "could" is another matter. Some lenders will give anyone a loan regardless of credit, but with horrible loan terms that will only compound your financial well-being.
To quickly raise your credit scores you should pay off your credit cards, or get a credit card if you don't already have one.
change the percent to a decimal
change the percent to a decimal
Ideally, a consumer should not use credit to make purchases that the consumer would otherwise not afford. The consumer should aim to pay off all credit balances at the end of the month. Technically, the aim should be to spend 0% on credit purchases.
no you should be fine with the 75%
To quickly raise your credit scores you should pay off your credit cards, or get a credit card if you don't already have one.
American Express has a great credit card that gives 5 percent cash back on purchases.
change the percent to a decimal
change the percent to a decimal
Ideally, a consumer should not use credit to make purchases that the consumer would otherwise not afford. The consumer should aim to pay off all credit balances at the end of the month. Technically, the aim should be to spend 0% on credit purchases.
no you should be fine with the 75%
One can get a zero percent apr credit card by going to the Credit Cards website. The website offers a number of credit cards deals including ones that have zero percent apr.
This is called Identity Theft. Contact your credit card company immediately and the credit bureaus on what you should do.
It will depend on how much your credit limit is. For example, if your credit card limit is $500, a two percent purchase on your credit card would be $10.00
10%
Which credit cards do you already have? You should look into what you already have and what they offer. The best one I know about is American Express they offer the best reward program out there.
There are a number of different credit card companies that offer 0 percent APR credit cards. Some of the companies that offer 0 percent APR are Capital One and Discover.