If you're not going to use them again, close them out! Even if your balance is paid up, active CC accounts appear in your credit report, and could be counted against you if you need to take out a loan or line of credit again.
I am a mortgage broker. You need a FICO score to buy a home. If you have no credit, keep open at least one credit card so you can build some tradelines.
Its better to keep at least a couple open (if you don't have any others) and use them from time to time, making sure you pay on time every time. This gives you a track record of paying on time, which is what they look at. This is better than not having any at all, or having them and not using them.
It all depends on your income. It is good to have zero balance credit cards on your credit report. But if your potential debit to income ratio is too high, having too many credit cards could be a negative reflection on your credit score.
Remember if you closed these credit cards, your credit score will take a big hit! Its best to just keep the balance open but don't use the cards anymore.
they should be as it's not a bank holiday. They might close earlier than normal though.
I am a mortgage broker. You need a FICO score to buy a home. If you have no credit, keep open at least one credit card so you can build some tradelines.
no, its best to keep it open.
You have to keep an earring or something or else it will close
open
When working with a microscope you should always take procauctions but one question I am asked a lot is When working with a microscope do you open or close the diaphram when working with the medium- and high-power objective nobs? The answer is you keep it open if you don't you won't be abler to see any thing.
no they keep there eyes open
They close. . . do not try to keep them open because if you do they might pop out!!
To operate a crank window handle, you turn it clockwise to close the window and counterclockwise to open it. Keep turning until the window is fully closed or open.
close
close
NO! THE OPPOSITE HAPPENS, YOUR CREDIT SCORE WILL LOWER. KEEP YOU ACCOUNTS OPEN EVEN IF YOU HAVE A ZERO BALANCE. NEVER, CLOSE AN ACCOUNT IF YOU CAN AVIOD THIS.
Johnny Cash