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It depends on how bad the credit of the other spouse is. If their credit isn't at least decent, getting a joint loan will be based upon the FICO scores of both parties. You won't get to choose the higher score in order to get a good rate. So, it would be best to get separate financing until the spouse with the poor score improves their credit.
What else can I help you with?
What is joint credit life insurance?
Joint credit life insurance is money paid to you or your spouse if either of your are ever arrested on drug charges.
When you get married, does your credit combine with your spouse's credit?
When you get married, your credit does not automatically combine with your spouse's credit. Each person maintains their own credit history and score, but joint accounts or loans can impact both individuals' credit.
When you get married, does your credit combine with your spouse's?
When you get married, your credit does not automatically combine with your spouse's. Each person maintains their own credit history and score, but joint accounts or loans can impact both individuals' credit.
Is a wife who is not a joint account holder responsible for her husband's credit card debt in Illinois?
Illinois is not a community property state, therefore a spouse who is not a joint account holder is not responsible for the credit card debt of the other spouse.
If you get married how will your credit reports and bankruptcy affect your future spouse's perfect credit?
Your credit follows you individually. If you have joint accounts then they appear on both of your credit reports.
What is joint credit life insurance?
Joint credit life insurance is money paid to you or your spouse if either of your are ever arrested on drug charges.
When you get married, does your credit combine with your spouse's credit?
When you get married, your credit does not automatically combine with your spouse's credit. Each person maintains their own credit history and score, but joint accounts or loans can impact both individuals' credit.
Will the surviving spouse's credit rating be affected by the repossession of the deceased spouse's car?
AnswerIf the surviving spouse was not a joint borrower on the vehicle loan the repossession affect/appear on their credit report.
When you get married, does your credit combine with your spouse's?
When you get married, your credit does not automatically combine with your spouse's. Each person maintains their own credit history and score, but joint accounts or loans can impact both individuals' credit.
If you live in Michigan and your spouse dies who pays the credit card bill if it was not a joint account?
Would i have to pay for my spouse's credit bills in the state of Michigan if he died
Does your credit report show if your married?
If you filled out any applications for credit and said you were married -or- if you have any joint credit with your spouse, it will be on your credit report.
Is a wife who is not a joint account holder responsible for her husband's credit card debt in Illinois?
Illinois is not a community property state, therefore a spouse who is not a joint account holder is not responsible for the credit card debt of the other spouse.
If you get married how will your credit reports and bankruptcy affect your future spouse's perfect credit?
Your credit follows you individually. If you have joint accounts then they appear on both of your credit reports.
Will your medical bills be reported on your spouse's credit?
No. Credit reports show individual and joint debts, but not as husband and wife. For example, a married couple hold a joint mortgage it will be on both of their credit reports, individual accounts including medical bills will only appear on the CR of the spouse who incurred the debt.
In Ohio does a spouse assume partners debt that was incurred before the marriage?
No. Although the spouse can be affected by the outstanding debt when applying for joint credit or if a joint bank account is levied by a judgment creditor.
Can you sign a credit card receipt on behalf of your spouse?
If it is a joint credit card - Yes Otherwise - NO. It would amount to fraud and you can be jailed.
What is credit life insurance?
Joint credit life insurance is money paid to you or your spouse if either of your are ever arrested on drug charges.
