Yes.
Premium bonds offer higher interest rates than bonds sold at par. However, there is a premium cost that one must pay. Don't let that deter you, as the extra interest should more than pay the premium when the bond reaches maturity. The other benefit of Premium bonds is that they are less volatile than par bonds.
Different bonds have different maturity dates. Additionally, there are different type of bonds, some provide interest based on the face value, and some provide the face value upon maturity.
There is a variety of bonds available. Some are safer than others. The same as stocks and shares. You can purchase some bonds that guarantee certain returns. I recommend you speak to a financial adviser.
Examine the bond carefully. Some bonds have the value printed on them. If the bond has reached its full maturity, this is the value of your bond. If there is no value on it, you can take it to a bond specialist and have it appraised.
Bonds trade at a premium or discount based on the interest rate demanded by the markets for that specific maturity, credit quality, and details vs. the rate demanded at the time of issue. - Example: Trading at a Discount - For example, the 4.5% US Government bond maturity 02/15/16 is currently trading at a discount. At issuance, you could buy this bond for $100.00 and receive $4.50 every year in interest. However, interest rates are higher today than they were when the bond was issued (currently 4.85% for this maturity/credit quality). Therefore, to receive 4.85% in interest, you must pay less than 100 for the bond you would have paid at issuance. The reverse is true for bonds trading at a premium. If the interest rate had fallen to 4.00%, you would be willing to pay more than 100.00 for the bond.
Premium bonds offer higher interest rates than bonds sold at par. However, there is a premium cost that one must pay. Don't let that deter you, as the extra interest should more than pay the premium when the bond reaches maturity. The other benefit of Premium bonds is that they are less volatile than par bonds.
Different bonds have different maturity dates. Additionally, there are different type of bonds, some provide interest based on the face value, and some provide the face value upon maturity.
There is a variety of bonds available. Some are safer than others. The same as stocks and shares. You can purchase some bonds that guarantee certain returns. I recommend you speak to a financial adviser.
A "premium holiday" is a provision contained in some whole life insurance policies that permits the cessation of premium payments, usually in the event of economic hardship. Premiums are paid from the accumulated cash value within the policy during this period. When the cash value has been exhausted, the policy is subject to lapse for nonpayment of premium.
The configuration of the atoms. Some bonds are stronger than others.
The answer depends on your familiarity with number bonds.
For some, peace of mind. For others it has no value.
There are some variants that affect value. EXC VG Good Fair Poor $635 450 325 200 175 Add $125 premium for steel rib $150 premium for solid rib $140 premium for Hamden guns (7 digit serial numbers and ML prefix serial numbers below ML25,000) Box with papers add premium of 12%
Indian cents all have some premium above face value. The older large cents are even more valuable.
An auto insurance premium is how much you are paying to receive coverage from the insurance company. While some companies offer semi-annual premiums, others will offer annual premiums. Each coverage you elect to carry will have their own premium amount. The total premium is found by adding all of these premiums together.
Some Insurance companies that offer single premium whole life insurance are K&K Insurance, MetLife and Jackson National Life. Others are Mutual of Omaha or AXA Insurance.
You have to be carefull. Some will only give you replacement value. I always go for the "stated value" type. You state the value, they set the premium, then if something happens you get the aggreed upon amount. No hassles.